First Time Home Buyers



Home Mortgage Loans

Get The Lowest Interest Rate On
Home Mortgage Loans in Virginia.

Whether you are a first time home buyer or trading up to a larger home, we work to find the best Virginia home mortgage solution for you. Constantly surveying the hundreds of mortgage lenders as well as anonymously testing their staff, we are always aware of the conditions of the home loan market as well as the lenders involved in it.

Best Lender For Virginia Home Mortgage Loans

Unfortunately, the subprime mortgage crisis has caused dramatic changes in the lending climate. Many lending institutions have suffered tremendous losses and as a result have tightened their lending standards drastically. Whereas it used to be very, very easy to meet the requirements in order to get approved, it is now much more difficult with most lenders. When searching for a home mortgage loan in Virginia, it is important to find one that not only offers the lowest rates, but also has not tightened lending standards to the point that only a tiny percentage of applicants will qualify. At the top of our list right now is ING DIRECT Virginia Home Mortgage. They have the lowest rates, a free and easy online application, and they have not been severely hurt by the subprime mortgage crisis.  They are still approving the majority of applications for Virginia home mortgage loans. Also, when you fill out an application online, they will issue an approval within 3 minutes in most instances.

Virginia Overview & Statistics

State Overview

Virginia is an American state on the Atlantic Coast of the Southern United States. It borders North Carolina and Tennessee to the south, Kentucky to the west, West Virginia to the northwest, and Maryland to the northeast. The state is named after Queen Elizabeth I of England, who, never having married, was known as the 'Virgin Queen'. The state is also known as the "Old Dominion" and sometimes "Mother of Presidents", because it is the birthplace of eight U.S. presidents.

The roots of modern Virginia trace back to the founding of the Virginia Colony in 1607 by the Virginia Company of London. Agriculture, colonialism and slavery played significant roles in Virginia's early economy and politics. It was the first permanent New World English colony and became one of the thirteen colonies that would take part in the American Revolution, and subsequently became the heart of the Confederacy in the American Civil War.

Virginia has an area of 42,774 square miles making it the thirty-fifth largest state. Virginia is bordered by Maryland and the District of Columbia to the north and east; the Atlantic Ocean to the east; by North Carolina and Tennessee to the south; by Kentucky to the west and by West Virginia to the north and west. Due to a peculiarity of Virginia's original charter, its boundary with Maryland does not extend past the low-water mark of the southern shore of the Potomac River, meaning Maryland and the District of Columbia contain the whole width of the river rather than splitting it between them and Virginia.

Virginia Home Mortgage Loan Resources

Listed below are a variety of resources relating to Virginia home mortgage loans.

Virginia First Time Home Buyers Grants

Virginia First Time Home Buyer Programs

Virginia Beach Home Mortgage Loans

     Virginia Beach Home Mortgage

Housing Not Yet At Bottom
 Real Estate continues to lose value. One expert predicted the subprime financial crisis in 2008 and is now calling for an Economic Depression in 2011 -2012. Learn how he is helping others protect and greatly increase their wealth in spite of the financial crisis. Read more>>>

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