Upper St. Clair
Home Mortgage Loans
Get The Lowest Interest Rate On
Upper St. Clair Home Loans.
Whether you are a first time home buyer or
trading up to a larger home, we work to find the best home loan solution for
you. Constantly surveying the hundreds of mortgage lenders as well as
anonymously testing their staff, we are always aware of the conditions of the
home loan market as well as the lenders involved in it.
Best Lender For
Upper St. Clair Home Loans
Unfortunately, the subprime mortgage
crisis has caused dramatic changes in the lending climate. Many lending
institutions have suffered tremendous losses and as a result have
tightened their lending standards drastically. Whereas it used to be
very, very easy to meet the requirements in order to get approved, it is
now much more difficult with most lenders.
When searching for a mortgage lender
in Upper St. Clair, it is important to
find one that not only offers the lowest rates, but also has not
tightened lending standards to the point that only a tiny percentage of
applicants will qualify.
At the top of our list right now is ING DIRECT Orange Mortgage.
They have the lowest rates, a free and easy online application, and they have not been severely hurt by the subprime mortgage crisis.
They are still approving the majority of applications.
Upper St. Clair Pennsylvania
Overview & Statistics
Upper St. Clair Overview
As of 2007, Upper St. Clair's population is 19,005 people. Since 2000, it has had a population growth of -5.23 percent.
The median home cost in Upper St. Clair is $289,000. Home appreciation the last year has been 11.20 percent.
Compared to the rest of the country, Upper St. Clair's cost of living is 1.10% Higher than the U.S. average.
Upper St. Clair public schools spend $7,996 per student. The average school expenditure in the U.S. is $6,058. There are about 18 students per teacher in Upper St. Clair.
The unemployment rate in Upper St. Clair is 3.90 percent (U.S. avg. is 4.60%). Recent job growth is Negative. Upper St. Clair jobs have Decreased by 0.31 percent.
Upper St. Clair Climate
Upper St. Clair, PA, gets 38 inches of rain per year. The US average is 37. Snowfall is 16 inches. The average US city gets 25 inches of snow per year. The number of days with any measurable precipitation is 117.
On average, there are 165 sunny days per year in Upper St. Clair, PA. The July high is around 84 degrees. The January low is 24. Our comfort index, which is based on humidity during the hot months, is a 49 out of 100, where higher is more comfortable. The US average on the comfort index is 44.
Upper St. Clair Housing
The median home value in Upper St. Clair, PA, is $289,000. Home appreciation is 11.20% over the last year. The median age of Upper St. Clair, PA, real estate is 36 years.
Upper St. Clair, PA Apartments and Rentals
Renters make up 7.22% of the Upper St. Clair, PA, population. 1.78% of houses and apartments in Upper St. Clair, PA, are unoccupied (vacancy rate).
Upper St. Clair Crime
Upper St. Clair, PA, violent crime, on a scale from 1 (low crime) to 10, is 4. Violent crime is composed of four offenses: murder and non-negligent manslaughter, forcible rape, robbery, and aggravated assault. The US average is 3.
Upper St. Clair, PA, property crime, on a scale from 1 (low) to 10, is 4. Property crime includes the offenses of burglary, larceny-theft, motor vehicle theft, and arson. The object of the theft-type offenses is the taking of money or property, but there is no force or threat of force against the victims. The US average is 3.
For related resources see also:
www.twpusc.org
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