Thousand Oaks
Home Mortgage Loans
Get The Lowest Interest Rate On
Thousand Oaks Home Loans.
Whether you are a first time home buyer or
trading up to a larger home, we work to find the best home loan solution for
you. Constantly surveying the hundreds of mortgage lenders as well as
anonymously testing their staff, we are always aware of the conditions of the
home loan market as well as the lenders involved in it.
Best Lender For
Thousand Oaks Home Loans
Unfortunately, the subprime mortgage
crisis has caused dramatic changes in the lending climate. Many lending
institutions have suffered tremendous losses and as a result have
tightened their lending standards drastically. Whereas it used to be
very, very easy to meet the requirements in order to get approved, it is
now much more difficult with most lenders.
When searching for a mortgage lender
in Thousand Oaks, it is important to
find one that not only offers the lowest rates, but also has not
tightened lending standards to the point that only a tiny percentage of
applicants will qualify.
At the top of our list right now is ING DIRECT Orange Mortgage.
They have the lowest rates, a free and easy online application, and they have not been severely hurt by the subprime mortgage crisis.
They are still approving the majority of applications.
Thousand Oaks California
Overview & Statistics
Thousand Oaks Overview
As of 2007, Thousand Oaks's population is 124,207 people. Since 2000, it has had a population growth of 6.16 percent.
The median home cost in Thousand Oaks is $1,003,600. Home appreciation the last year has been -2.49 percent.
Compared to the rest of the country, Thousand Oaks's cost of living is 81.24% Higher than the U.S. average.
Thousand Oaks public schools spend $5,069 per student. The average school expenditure in the U.S. is $6,058. There are about 22 students per teacher in Thousand Oaks.
The unemployment rate in Thousand Oaks is 3.30 percent (U.S. avg. is 4.60%). Recent job growth is Positive. Thousand Oaks jobs have Increased by 0.91 percent.
Thousand Oaks Climate
Thousand Oaks, CA, gets 15 inches of rain per year. The US average is 37. Snowfall is 0 inches. The average US city gets 25 inches of snow per year. The number of days with any measurable precipitation is 29.
On average, there are 268 sunny days per year in Thousand Oaks, CA. The July high is around 76 degrees. The January low is 45. Our comfort index, which is based on humidity during the hot months, is a 49 out of 100, where higher is more comfortable. The US average on the comfort index is 44.
Thousand Oaks Housing
The median home value in Thousand Oaks, CA, is $1,003,600. Home appreciation is -2.49% over the last year. The median age of Thousand Oaks, CA, real estate is 28 years.
Thousand Oaks, CA Apartments and Rentals
Renters make up 23.88% of the Thousand Oaks, CA, population. 2.72% of houses and apartments in Thousand Oaks, CA, are unoccupied (vacancy rate).
Thousand Oaks Crime
Thousand Oaks, CA, violent crime, on a scale from 1 (low crime) to 10, is 2. Violent crime is composed of four offenses: murder and non-negligent manslaughter, forcible rape, robbery, and aggravated assault. The US average is 3.
Thousand Oaks, CA, property crime, on a scale from 1 (low) to 10, is 3. Property crime includes the offenses of burglary, larceny-theft, motor vehicle theft, and arson. The object of the theft-type offenses is the taking of money or property, but there is no force or threat of force against the victims. The US average is 3.
For related resources see also:
www.toaks.org
Thousand Oaks Real Estate
Agents
California First Time Home
Buyers Grants
California First Time Home
Buyer Programs
California Home Mortgage Loans
