The Woodlands
Home Mortgage Loans
Get The Lowest Interest Rate On
The Woodlands Home Loans.
Whether you are a first time home buyer or
trading up to a larger home, we work to find the best home loan solution for
you. Constantly surveying the hundreds of mortgage lenders as well as
anonymously testing their staff, we are always aware of the conditions of the
home loan market as well as the lenders involved in it.
Best Lender For
The Woodlands Home Loans
Unfortunately, the subprime mortgage
crisis has caused dramatic changes in the lending climate. Many lending
institutions have suffered tremendous losses and as a result have
tightened their lending standards drastically. Whereas it used to be
very, very easy to meet the requirements in order to get approved, it is
now much more difficult with most lenders.
When searching for a mortgage lender
in The Woodlands, it is important to
find one that not only offers the lowest rates, but also has not
tightened lending standards to the point that only a tiny percentage of
applicants will qualify.
At the top of our list right now is ING DIRECT Orange Mortgage.
They have the lowest rates, a free and easy online application, and they have not been severely hurt by the subprime mortgage crisis.
They are still approving the majority of applications.
The Woodlands Texas
Overview & Statistics
The Woodlands Overview
As of 2007, The Woodlands' population is 75,718 people. Since 2000, it has had a population growth of 36.06 percent.
The median home cost in The Woodlands is $270,900. Home appreciation the last year has been -1.19 percent.
Compared to the rest of the country, The Woodlands' cost of living is 9.08% Lower than the U.S. average.
The Woodlands public schools spend $5,254 per student. The average school expenditure in the U.S. is $6,058. There are about 16 students per teacher in The Woodlands.
The unemployment rate in The Woodlands is 3.60 percent (U.S. avg. is 4.60%). Recent job growth is Positive. The Woodlands jobs have Increased by 2.26 percent.
The Woodlands Climate
The Woodlands, TX, gets 45 inches of rain per year. The US average is 37. Snowfall is 0 inches. The average US city gets 25 inches of snow per year. The number of days with any measurable precipitation is 78.
On average, there are 203 sunny days per year in The Woodlands, TX. The July high is around 95 degrees. The January low is 39. Our comfort index, which is based on humidity during the hot months, is a 21 out of 100, where higher is more comfortable. The US average on the comfort index is 44.
The Woodlands Housing
The median home value in The Woodlands, TX, is $270,900. Home appreciation is -1.19% over the last year. The median age of The Woodlands, TX, real estate is 12 years.
The Woodlands, TX Apartments and Rentals
Renters make up 18.24% of the The Woodlands, TX, population. 5.62% of houses and apartments in The Woodlands, TX, are unoccupied (vacancy rate).
The Woodlands Crime
The Woodlands, TX, violent crime, on a scale from 1 (low crime) to 10, is 3. Violent crime is composed of four offenses: murder and non-negligent manslaughter, forcible rape, robbery, and aggravated assault. The US average is 3.
The Woodlands, TX, property crime, on a scale from 1 (low) to 10, is 2. Property crime includes the offenses of burglary, larceny-theft, motor vehicle theft, and arson. The object of the theft-type offenses is the taking of money or property, but there is no force or threat of force against the victims. The US average is 3.
For related resources please visit:
The Woodlands Texas
The Woodlands Real Estate
Agents
Texas First Time Home Buyers
Grants
Texas First Time Home Buyer
Programs
Texas Home Loans
