Home Mortgage Loans
Get The Lowest Interest Rate On
Home Mortgage Loans in Tennessee.
Whether you are a first time home buyer or
trading up to a larger home, we work to find the best Tennessee home mortgage
solution for you. Constantly surveying the hundreds of mortgage lenders as well
as anonymously testing their staff, we are always aware of the conditions of the
home loan market as well as the lenders involved in it.
Best Lender For
Tennessee Home Mortgage Loans
Unfortunately, the subprime mortgage
crisis has caused dramatic changes in the lending climate. Many lending
institutions have suffered tremendous losses and as a result have
tightened their lending standards drastically. Whereas it used to be
very, very easy to meet the requirements in order to get approved, it is
now much more difficult with most lenders.
When searching for a home mortgage loan in Tennessee, it is
important to find one that not only offers the lowest rates, but also
has not tightened lending standards to the point that only a tiny
percentage of applicants will qualify.
At the top of our list right now is ING
DIRECT Tennessee Home Mortgage. They have the lowest rates, a free
and easy online application, and they have not been severely hurt by the
subprime mortgage crisis. They are still approving the majority of
applications for Tennessee home mortgage loans.
Tennessee Overview &
Tennessee summers are generally hot, with most of
the state averaging a high of around 90 °F during the summer
months. Summer nights tend to be cooler in East Tennessee.
Winters tend to be mild to cool, increasing in coolness at
higher elevations and in the east. Generally, for areas outside
the highest mountains, the average overnight lows are near
freezing for most of the state.
While the state is far enough from the coast to avoid any direct
impact from a hurricane, the location of the state makes it
likely to be impacted from the remnants of tropical cyclones
which weaken over land and can cause significant rainfall. The
state averages around 50 days of thunderstorms per year, some of
which can be quite severe. Tornadoes are possible throughout the
state, with West Tennessee slightly more vulnerable. On average,
the state has 15 tornadoes per year. Tornadoes in Tennessee can
be severe, and Tennessee leads the nation in the percentage of
total tornadoes which have fatalities. Winter storms are an
occasional problem—made worse by a lack of snow removal
equipment and a population which might not be accustomed or
equipped to travel in snow—although ice storms are a more likely
occurrence. Fog is a persistent problem in parts of the state,
especially in much of the Smoky Mountains.
Tennessee was admitted to the Union in 1796 as the 16th state.
The state boundaries, according to the Constitution of the State
of Tennessee, Article I, Section 31, stated that the beginning
point for identifying the boundary was the extreme height of the
Stone Mountain, at the place where the line of Virginia
intersects it, and basically ran the extreme heights of mountain
chains through the Appalachian Mountains separating North
Carolina from Tennessee past the Indian towns of Cowee and Old
Chota, thence along the main ridge of the said mountain (Unicoi
Mountain) to the southern boundary of the state; all the
territory, lands and waters lying west of said line are included
in the boundaries and limits of the newly formed state of
Tennessee. Part of the provision also stated that the limits and
jurisdiction of the state would include future land acquisition,
referencing possible land trade with other states, or the
acquisition of territory from west of the Mississippi River.
Tennessee Home Mortgage Loan
Listed below are a variety of resources relating
to Tennessee home mortgage loans.
Time Home Buyers Grants
Time Home Buyer Programs
Memphis Home Mortgage
Memphis Home Mortgages
Nashville Home Mortgages