Santa Rosa
Home Mortgage Loans
Get The Lowest Interest Rate On
Santa Rosa Home Loans.
Whether you are a first time home buyer or
trading up to a larger home, we work to find the best home loan solution for
you. Constantly surveying the hundreds of mortgage lenders as well as
anonymously testing their staff, we are always aware of the conditions of the
home loan market as well as the lenders involved in it.
Best Lender For
Santa Rosa Home Loans
Unfortunately, the subprime mortgage
crisis has caused dramatic changes in the lending climate. Many lending
institutions have suffered tremendous losses and as a result have
tightened their lending standards drastically. Whereas it used to be
very, very easy to meet the requirements in order to get approved, it is
now much more difficult with most lenders.
When searching for a mortgage lender
in Santa Rosa, it is important to
find one that not only offers the lowest rates, but also has not
tightened lending standards to the point that only a tiny percentage of
applicants will qualify.
At the top of our list right now is ING DIRECT Orange Mortgage.
They have the lowest rates, a free and easy online application, and they have not been severely hurt by the subprime mortgage crisis.
They are still approving the majority of applications.
Santa Rosa California
Overview & Statistics
Santa Rosa Overview
As of 2007, Santa Rosa's population is 154,212 people. Since 2000, it has had a population growth of 4.48 percent.
The median home cost in Santa Rosa is $546,200. Home appreciation the last year has been -3.93 percent.
Compared to the rest of the country, Santa Rosa's cost of living is 41.49% Higher than the U.S. average.
Santa Rosa public schools spend $5,644 per student. The average school expenditure in the U.S. is $6,058. There are about 20 students per teacher in Santa Rosa.
The unemployment rate in Santa Rosa is 4.00 percent (U.S. avg. is 4.60%). Recent job growth is Positive. Santa Rosa jobs have Increased by 1.65 percent.
Santa Rosa Climate
Santa Rosa, CA, gets 30 inches of rain per year. The US average is 37. Snowfall is 0 inches. The average US city gets 25 inches of snow per year. The number of days with any measurable precipitation is 73.
On average, there are 256 sunny days per year in Santa Rosa, CA. The July high is around 83 degrees. The January low is 37. Our comfort index, which is based on humidity during the hot months, is a 47 out of 100, where higher is more comfortable. The US average on the comfort index is 44.
Santa Rosa Housing
The median home value in Santa Rosa, CA, is $546,200. Home appreciation is -3.93% over the last year. The median age of Santa Rosa, CA, real estate is 27 years.
Santa Rosa, CA Apartments and Rentals
Renters make up 40.63% of the Santa Rosa, CA, population. 2.69% of houses and apartments in Santa Rosa, CA, are unoccupied (vacancy rate).
Santa Rosa Crime
Santa Rosa, CA, violent crime, on a scale from 1 (low crime) to 10, is 5. Violent crime is composed of four offenses: murder and non-negligent manslaughter, forcible rape, robbery, and aggravated assault. The US average is 3.
Santa Rosa, CA, property crime, on a scale from 1 (low) to 10, is 5. Property crime includes the offenses of burglary, larceny-theft, motor vehicle theft, and arson. The object of the theft-type offenses is the taking of money or property, but there is no force or threat of force against the victims. The US average is 3.
For related resources see also:
www.srcity.org
Santa Rosa Real Estate Agents
California First Time Home
Buyers Grants
California First Time Home
Buyer Programs
California Home Mortgage Loans
