San Diego
Home Mortgage Loans
Get The Lowest Interest Rate On
San Diego Home Loans.
Whether you are a first time home buyer or
trading up to a larger home, we work to find the best San Diego home loan solution for
you. Constantly surveying the hundreds of mortgage lenders as well as
anonymously testing their staff, we are always aware of the conditions of the
home loan market as well as the lenders involved in it.
Best Lender For
San Diego Home Loans
Unfortunately, the subprime mortgage
crisis has caused dramatic changes in the lending climate. Many lending
institutions have suffered tremendous losses and as a result have
tightened their lending standards drastically. Whereas it used to be
very, very easy to meet the requirements in order to get approved, it is
now much more difficult with most lenders.
When searching for a
San Diego Home loan lender, it is important to
find one that not only offers the lowest rates, but also has not
tightened lending standards to the point that only a tiny percentage of
applicants will qualify.
At the top of our list right now is ING DIRECT San Diego Home Loans.
They have the lowest rates, a free and easy online application, and they have not been severely hurt by the subprime mortgage crisis.
They are still approving the majority of applications for San Diego home
mortgage loans. Another very valuable feature when dealing with ING,
other than the ones listed above, is that in most instances they will
approve online applications in under 3 minutes.
San Diego California
Overview & Statistics
San Diego Overview
As of 2007, San Diego's population is 1,256,951 people. Since 2000, it has had a population growth of 2.74 percent.
The median home cost in San Diego is $667,500. Home appreciation the last year has been -1.67 percent.
Compared to the rest of the country, San Diego's cost of living is 46.78% Higher than the U.S. average.
San Diego public schools spend $5,777 per student. The average school expenditure in the U.S. is $6,058. There are about 19 students per teacher in San Diego.
The unemployment rate in San Diego is 4.20 percent (U.S. avg. is 4.60%). Recent job growth is Positive. San Diego jobs have Increased by 0.30 percent.
San Diego Climate
San Diego, CA, gets 10 inches of rain per year. The US average is 37. Snowfall is 0 inches. The average US city gets 25 inches of snow per year. The number of days with any measurable precipitation is 42.
On average, there are 266 sunny days per year in San Diego, CA. The July high is around 75 degrees. The January low is 48. Our comfort index, which is based on humidity during the hot months, is a 45 out of 100, where higher is more comfortable. The US average on the comfort index is 44.
San Diego Housing
The median home value in San Diego, CA, is $667,500. Home appreciation is -1.67% over the last year. The median age of San Diego, CA, real estate is 32 years.
San Diego, CA Apartments and Rentals
Renters make up 48.84% of the San Diego, CA, population. 3.92% of houses and apartments in San Diego, CA, are unoccupied (vacancy rate).
San Diego Crime
San Diego, CA, violent crime, on a scale from 1 (low crime) to 10, is 6. Violent crime is composed of four offenses: murder and non-negligent manslaughter, forcible rape, robbery, and aggravated assault. The US average is 3.
San Diego, CA, property crime, on a scale from 1 (low) to 10, is 6. Property crime includes the offenses of burglary, larceny-theft, motor vehicle theft, and arson. The object of the theft-type offenses is the taking of money or property, but there is no force or threat of force against the victims. The US average is 3.
San Diego Home Loan
Resources
Listed below are a variety of resources
relating to San Diego home loans:
www.sandiego.gov
San Diego Real Estate Agents
California First Time Home
Buyers Grants
California First Time Home
Buyer Programs
California Home Loans
San Diego Home Mortgage Loans
You may also wan to visit current news stories about
San Diego Home
Loans.
Finally, you may want to visit
Mortgage Rates Predictions to find out if now is a good time to apply for
San Diego Home Loans.
