San Bernardino
Home Mortgage Loans
Get The Lowest Interest Rate On
San Bernardino Home Loans.
Whether you are a first time home buyer or
trading up to a larger home, we work to find the best home loan solution for
you. Constantly surveying the hundreds of mortgage lenders as well as
anonymously testing their staff, we are always aware of the conditions of the
home loan market as well as the lenders involved in it.
Best Lender For
San Bernardino Home Loans
Unfortunately, the subprime mortgage
crisis has caused dramatic changes in the lending climate. Many lending
institutions have suffered tremendous losses and as a result have
tightened their lending standards drastically. Whereas it used to be
very, very easy to meet the requirements in order to get approved, it is
now much more difficult with most lenders.
When searching for a mortgage lender
in San Bernardino, it is important to
find one that not only offers the lowest rates, but also has not
tightened lending standards to the point that only a tiny percentage of
applicants will qualify.
At the top of our list right now is ING DIRECT Orange Mortgage.
They have the lowest rates, a free and easy online application, and they have not been severely hurt by the subprime mortgage crisis.
They are still approving the majority of applications.
San Bernardino California
Overview & Statistics
San Bernardino Overview
As of 2007, San Bernardino's population is 198,985 people. Since 2000, it has had a population growth of 7.33 percent.
The median home cost in San Bernardino is $348,500. Home appreciation the last year has been -2.50 percent.
Compared to the rest of the country, San Bernardino's cost of living is 10.06% Higher than the U.S. average.
San Bernardino public schools spend $5,759 per student. The average school expenditure in the U.S. is $6,058. There are about 22 students per teacher in San Bernardino.
The unemployment rate in San Bernardino is 6.80 percent (U.S. avg. is 4.60%). Recent job growth is Positive. San Bernardino jobs have Increased by 3.06 percent.
San Bernardino Climate
San Bernardino, CA, gets 16 inches of rain per year. The US average is 37. Snowfall is 0 inches. The average US city gets 25 inches of snow per year. The number of days with any measurable precipitation is 41.
On average, there are 280 sunny days per year in San Bernardino, CA. The July high is around 97 degrees. The January low is 39. Our comfort index, which is based on humidity during the hot months, is a 26 out of 100, where higher is more comfortable. The US average on the comfort index is 44.
San Bernardino Housing
The median home value in San Bernardino, CA, is $348,500. Home appreciation is -2.50% over the last year. The median age of San Bernardino, CA, real estate is 35 years.
San Bernardino, CA Apartments and Rentals
Renters make up 42.74% of the San Bernardino, CA, population. 11.58% of houses and apartments in San Bernardino, CA, are unoccupied (vacancy rate).
San Bernardino Crime
San Bernardino, CA, violent crime, on a scale from 1 (low crime) to 10, is 6. Violent crime is composed of four offenses: murder and non-negligent manslaughter, forcible rape, robbery, and aggravated assault. The US average is 3.
San Bernardino, CA, property crime, on a scale from 1 (low) to 10, is 7. Property crime includes the offenses of burglary, larceny-theft, motor vehicle theft, and arson. The object of the theft-type offenses is the taking of money or property, but there is no force or threat of force against the victims. The US average is 3.
For related resources see also:
www.ci.san-bernardino.ca.us
San Bernardino Real Estate
Agents
California First Time Home
Buyers Grants
California First Time Home
Buyer Programs
California Home Mortgage Loans
