Rock Island
Home Mortgage Loans
Get The Lowest Interest Rate On
Rock Island Home Loans.
Whether you are a first time home buyer or
trading up to a larger home, we work to find the best home loan solution for
you. Constantly surveying the hundreds of mortgage lenders as well as
anonymously testing their staff, we are always aware of the conditions of the
home loan market as well as the lenders involved in it.
Best Lender For
Rock Island Home Loans
Unfortunately, the subprime mortgage
crisis has caused dramatic changes in the lending climate. Many lending
institutions have suffered tremendous losses and as a result have
tightened their lending standards drastically. Whereas it used to be
very, very easy to meet the requirements in order to get approved, it is
now much more difficult with most lenders.
When searching for a mortgage lender
in Rock Island, it is important to
find one that not only offers the lowest rates, but also has not
tightened lending standards to the point that only a tiny percentage of
applicants will qualify.
At the top of our list right now is ING DIRECT Orange Mortgage.
They have the lowest rates, a free and easy online application, and they have not been severely hurt by the subprime mortgage crisis.
They are still approving the majority of applications.
Rock Island Illinois
Overview & Statistics
Rock Island Overview
As of 2007, Rock Island's population is 38,442 people. Since 2000, it has had a population growth of -3.13 percent.
The median home cost in Rock Island is $79,900. Home appreciation the last year has been -5.44 percent.
Compared to the rest of the country, Rock Island's cost of living is 26.03% Lower than the U.S. average.
Rock Island public schools spend $5,776 per student. The average school expenditure in the U.S. is $6,058. There are about 16 students per teacher in Rock Island.
The unemployment rate in Rock Island is 4.00 percent (U.S. avg. is 4.60%). Recent job growth is Positive. Rock Island jobs have Increased by 0.37 percent.
Rock Island Climate
Rock Island, IL, gets 34 inches of rain per year. The US average is 37. Snowfall is 28 inches. The average US city gets 25 inches of snow per year. The number of days with any measurable precipitation is 103.
On average, there are 198 sunny days per year in Rock Island, IL. The July high is around 85 degrees. The January low is 13. Our comfort index, which is based on humidity during the hot months, is a 40 out of 100, where higher is more comfortable. The US average on the comfort index is 44.
Rock Island Housing
The median home value in Rock Island, IL, is $79,900. Home appreciation is -5.44% over the last year. The median age of Rock Island, IL, real estate is 56 years.
Rock Island, IL Apartments and Rentals
Renters make up 31.68% of the Rock Island, IL, population. 7.93% of houses and apartments in Rock Island, IL, are unoccupied (vacancy rate).
Rock Island Crime
Rock Island, IL, violent crime, on a scale from 1 (low crime) to 10, is 5. Violent crime is composed of four offenses: murder and non-negligent manslaughter, forcible rape, robbery, and aggravated assault. The US average is 3.
Rock Island, IL, property crime, on a scale from 1 (low) to 10, is 5. Property crime includes the offenses of burglary, larceny-theft, motor vehicle theft, and arson. The object of the theft-type offenses is the taking of money or property, but there is no force or threat of force against the victims. The US average is 3.
For related resources please also visit:
www.rigov.org
Rock Island Real Estate Agents
Illinois First
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Illinois First
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