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Rancho Cucamonga

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Whether you are a first time home buyer or trading up to a larger home, we work to find the best home loan solution for you. Constantly surveying the hundreds of mortgage lenders as well as anonymously testing their staff, we are always aware of the conditions of the home loan market as well as the lenders involved in it.

Best Lender For Rancho Cucamonga Home Loans

Unfortunately, the subprime mortgage crisis has caused dramatic changes in the lending climate. Many lending institutions have suffered tremendous losses and as a result have tightened their lending standards drastically. Whereas it used to be very, very easy to meet the requirements in order to get approved, it is now much more difficult with most lenders. When searching for a mortgage lender in Rancho Cucamonga, it is important to find one that not only offers the lowest rates, but also has not tightened lending standards to the point that only a tiny percentage of applicants will qualify. At the top of our list right now is ING DIRECT Orange Mortgage. They have the lowest rates, a free and easy online application, and they have not been severely hurt by the subprime mortgage crisis.  They are still approving the majority of applications.

Rancho Cucamonga California Overview & Statistics

Rancho Cucamonga Overview

As of 2007, Rancho Cucamonga's population is 170,714 people. Since 2000, it has had a population growth of 33.64 percent.

The median home cost in Rancho Cucamonga is $567,200. Home appreciation the last year has been -3.80 percent.

Compared to the rest of the country, Rancho Cucamonga's cost of living is 34.13% Higher than the U.S. average.

Rancho Cucamonga public schools spend $4,850 per student. The average school expenditure in the U.S. is $6,058. There are about 21 students per teacher in Rancho Cucamonga.

The unemployment rate in Rancho Cucamonga is 3.20 percent (U.S. avg. is 4.60%). Recent job growth is Positive. Rancho Cucamonga jobs have Increased by 3.07 percent.

Rancho Cucamonga Climate

Rancho Cucamonga, CA, gets 13 inches of rain per year. The US average is 37. Snowfall is 0 inches. The average US city gets 25 inches of snow per year. The number of days with any measurable precipitation is 40.

On average, there are 287 sunny days per year in Rancho Cucamonga, CA. The July high is around 92 degrees. The January low is 40. Our comfort index, which is based on humidity during the hot months, is a 26 out of 100, where higher is more comfortable. The US average on the comfort index is 44.

Rancho Cucamonga Housing

The median home value in Rancho Cucamonga, CA, is $567,200. Home appreciation is -3.80% over the last year. The median age of Rancho Cucamonga, CA, real estate is 19 years.

Rancho Cucamonga, CA Apartments and Rentals

Renters make up 29.49% of the Rancho Cucamonga, CA, population. 3.16% of houses and apartments in Rancho Cucamonga, CA, are unoccupied (vacancy rate).

Rancho Cucamonga Crime

Rancho Cucamonga, CA, violent crime, on a scale from 1 (low crime) to 10, is 3. Violent crime is composed of four offenses: murder and non-negligent manslaughter, forcible rape, robbery, and aggravated assault. The US average is 3.

Rancho Cucamonga, CA, property crime, on a scale from 1 (low) to 10, is 6. Property crime includes the offenses of burglary, larceny-theft, motor vehicle theft, and arson. The object of the theft-type offenses is the taking of money or property, but there is no force or threat of force against the victims. The US average is 3.

For related resources see also:

www.ci.rancho-cucamonga.ca.us

Rancho Cucamonga Real Estate Agents

California First Time Home Buyers Grants

California First Time Home Buyer Programs

California Home Mortgage Loans

 


   
Warning! Depression 2010
 Real Estate continues to lose value. One expert predicted the subprime financial crisis in 2008 and is now calling for a Depression in 2010. Learn how he is helping others protect and greatly increase their wealth in spite of the financial crisis. Read more>>>
   


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