Port Arthur
Home Mortgage Loans
Get The Lowest Interest Rate On
Port Arthur Home Loans.
Whether you are a first time home buyer or
trading up to a larger home, we work to find the best home loan solution for
you. Constantly surveying the hundreds of mortgage lenders as well as
anonymously testing their staff, we are always aware of the conditions of the
home loan market as well as the lenders involved in it.
Best Lender For
Port Arthur Home Loans
Unfortunately, the subprime mortgage
crisis has caused dramatic changes in the lending climate. Many lending
institutions have suffered tremendous losses and as a result have
tightened their lending standards drastically. Whereas it used to be
very, very easy to meet the requirements in order to get approved, it is
now much more difficult with most lenders.
When searching for a mortgage lender
in Port Arthur, it is important to
find one that not only offers the lowest rates, but also has not
tightened lending standards to the point that only a tiny percentage of
applicants will qualify.
At the top of our list right now is ING DIRECT Orange Mortgage.
They have the lowest rates, a free and easy online application, and they have not been severely hurt by the subprime mortgage crisis.
They are still approving the majority of applications.
Port Arthur Texas
Overview & Statistics
Port Arthur Overview
As of 2007, Port Arthur's population is 55,745 people. Since 2000, it has had a population growth of -3.48 percent.
The median home cost in Port Arthur is $128,400. Home appreciation the last year has been -0.01 percent.
Compared to the rest of the country, Port Arthur's cost of living is 23.59% Lower than the U.S. average.
Port Arthur public schools spend $5,333 per student. The average school expenditure in the U.S. is $6,058. There are about 14 students per teacher in Port Arthur.
The unemployment rate in Port Arthur is 6.60 percent (U.S. avg. is 4.60%). Recent job growth is Positive. Port Arthur jobs have Increased by 1.19 percent.
Port Arthur Climate
Port Arthur, TX, gets 59 inches of rain per year. The US average is 37. Snowfall is 0 inches. The average US city gets 25 inches of snow per year. The number of days with any measurable precipitation is 95.
On average, there are 211 sunny days per year in Port Arthur, TX. The July high is around 91 degrees. The January low is 45. Our comfort index, which is based on humidity during the hot months, is a 23 out of 100, where higher is more comfortable. The US average on the comfort index is 44.
Port Arthur Housing
The median home value in Port Arthur, TX, is $128,400. Home appreciation is -0.01% over the last year. The median age of Port Arthur, TX, real estate is 45 years.
Port Arthur, TX Apartments and Rentals
Renters make up 34.47% of the Port Arthur, TX, population. 11.62% of houses and apartments in Port Arthur, TX, are unoccupied (vacancy rate).
Port Arthur Crime
Port Arthur, TX, violent crime, on a scale from 1 (low crime) to 10, is 7. Violent crime is composed of four offenses: murder and non-negligent manslaughter, forcible rape, robbery, and aggravated assault. The US average is 3.
Port Arthur, TX, property crime, on a scale from 1 (low) to 10, is 6. Property crime includes the offenses of burglary, larceny-theft, motor vehicle theft, and arson. The object of the theft-type offenses is the taking of money or property, but there is no force or threat of force against the victims. The US average is 3.
For related resources please visit:
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