Phoenix
Home Loans
Get The Lowest Interest Rate On
Phoenix Home Loans.
Whether you are a first time home buyer or
trading up to a larger home, we work to find the best Phoenix home loan solution for
you. Constantly surveying the hundreds of mortgage lenders as well as
anonymously testing their staff, we are always aware of the conditions of the
home loan market as well as the lenders involved in it.
Best Lender For
Phoenix Home Loans
Unfortunately, the subprime mortgage
crisis has caused dramatic changes in the lending climate. Many lending
institutions have suffered tremendous losses and as a result have
tightened their lending standards drastically. Whereas it used to be
very, very easy to meet the requirements in order to get approved, it is
now much more difficult with most lenders.
When searching for a
Phoenix home loan lender, it is important to
find one that not only offers the lowest rates, but also has not
tightened lending standards to the point that only a tiny percentage of
applicants will qualify.
At the top of our list right now is ING DIRECT
Phoenix Home Loan.
They have the lowest rates, a free and easy online application, and they have not been severely hurt by the subprime mortgage crisis.
They are still approving the majority of applications for Phoenix home
loans. As an extra level of service, they will approve most online
applications in under 3 minutes.
Phoenix Arizona
Overview & Statistics
Phoenix Overview
As of 2007, Phoenix's population is 1,512,986 people. Since 2000, it has had a population growth of 14.53 percent.
The median home cost in Phoenix is $344,100. Home appreciation the last year has been -3.08 percent.
Compared to the rest of the country, Phoenix's cost of living is 4.23% Higher than the U.S. average.
Phoenix public schools spend $4,660 per student. The average school expenditure in the U.S. is $6,058. There are about 18 students per teacher in Phoenix.
The unemployment rate in Phoenix is 3.10 percent (U.S. avg. is 4.60%). Recent job growth is Positive. Phoenix jobs have Increased by 3.32 percent.
Phoenix Climate
Phoenix, AZ, gets 7 inches of rain per year. The US average is 37. Snowfall is 0 inches. The average US city gets 25 inches of snow per year. The number of days with any measurable precipitation is 28.
On average, there are 299 sunny days per year in Phoenix, AZ. The July high is around 105 degrees. The January low is 35. Our comfort index, which is based on humidity during the hot months, is a 45 out of 100, where higher is more comfortable. The US average on the comfort index is 44.
Phoenix Housing
The median home value in Phoenix, AZ, is $344,100. Home appreciation is -3.08% over the last year. The median age of Phoenix, AZ, real estate is 26 years.
Phoenix, AZ Apartments and Rentals
Renters make up 37.15% of the Phoenix, AZ, population. 5.94% of houses and apartments in Phoenix, AZ, are unoccupied (vacancy rate).
Phoenix Crime
Phoenix, AZ, violent crime, on a scale from 1 (low crime) to 10, is 6. Violent crime is composed of four offenses: murder and nonnegligent manslaughter, forcible rape, robbery, and aggravated assault. The US average is 3.
Phoenix, AZ, property crime, on a scale from 1 (low) to 10, is 6. Property crime includes the offenses of burglary, larceny-theft, motor vehicle theft, and arson. The object of the theft-type offenses is the taking of money or property, but there is no force or threat of force against the victims. The US average is 3.
Phoenix Home Loan Resources
Listed below are a variety of resources relating to Phoenix home loans:
www.phoenix.gov
Arizona First Time Home Buyers
Grants
Arizona First Time Home Buyer
Programs
Arizona Home Mortgage Loans
Phoenix Real Estate Agents
Phoenix Home Mortgage
Current news stories about
Phoenix Home Loans.
Finally, you may want to visit
Mortgage Rates Predictions to find out if now is a good time to apply for a
Phoenix Home Loan.
