Get The Lowest Interest Rate On
Home Mortgage Loans in North Carolina.
Whether you are a first time home buyer or
trading up to a larger home, we work to find the best North Carolina home
solution for you. Constantly surveying the hundreds of mortgage lenders as well
as anonymously testing their staff, we are always aware of the conditions of the
home loan market as well as the lenders involved in it.
Best Lender For North
Carolina Home Mortgage Loans
Unfortunately, the subprime mortgage
crisis has caused dramatic changes in the lending climate. Many lending
institutions have suffered tremendous losses and as a result have
tightened their lending standards drastically. Whereas it used to be
very, very easy to meet the requirements in order to get approved, it is
now much more difficult with most lenders.
When searching for a home mortgage loan in North Carolina, it is
important to find one that not only offers the lowest rates, but also
has not tightened lending standards to the point that only a tiny
percentage of applicants will qualify.
At the top of our list right now is ING
DIRECT North Carolina Home Mortgage. They have the lowest rates, a
free and easy online application, and they have not been severely hurt
by the subprime mortgage crisis. They are still approving the
majority of applications for North Carolina home mortgage loans.
North Carolina Overview &
North Carolina is located on the Atlantic
Seaboard in the southeastern United States. North Carolina
contains 100 counties and its capital is Raleigh.
North Carolina was one of the original Thirteen Colonies,
originally known as Carolina. Joara, a native village near
present-day Morganton, was the site in 1567 of Fort San Juan,
the first Spanish colonial settlement in the interior of what
became the United States. It was also the home of the first
English colony in the Americas.
On May 20, 1861, North Carolina was the last of the Confederate
states to secede from the Union. It was readmitted on July 4,
1868. The state was the location of the first successful
controlled, powered and sustained heavier-than-air flight, by
the Wright brothers, at Kill Devil Hills near Kitty Hawk in
1903. Today, it is a fast-growing state with an increasingly
diverse economy and population. As of July 1, 2007, the
population was estimated to be 9,061,032 (a 12% increase since
April 1, 2000). Recognizing eight Native American tribes, North
Carolina has the largest population of American Indians of any
state east of the Mississippi.
According to the U.S. Census Bureau, as of 2006, North Carolina
has an estimated population of 8,856,505, which is an increase
of 184,046, or 2.1%, from the prior year and an increase of
810,014, or 10.0%, since the year 2000. This exceeds the rate of
growth for the United States as a whole. The growth comprises a
natural increase since the last census of 293,761 people (that
is 749,959 births minus 456,198 deaths) and an increase due to
net migration of 527,991 people into the state. Immigration from
outside the United States resulted in a net increase of 180,986
people. Migration within the country produced a net increase of
347,005 people. Between 2005 and 2006, North Carolina passed New
Jersey to become the 10th most populous state. The state's
population reported as under 5 years old was 6.7%, 24.4% were
under 18, and 12.0% were 65 or older. Females made up
approximately 51% of the population.
North Carolina Home
Mortgage Loan Resources
Listed below are a variety of resources relating
to North Carolina home mortgage loans.
First Time Home Buyers Grants
First Time Home Buyer Programs
Charlotte Home Mortgage
Charlotte Home Mortgages
Raleigh Home Mortgage Loans