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North Carolina

Home Mortgage Loans

Get The Lowest Interest Rate On
Home Mortgage Loans in North Carolina.


Whether you are a first time home buyer or trading up to a larger home, we work to find the best North Carolina home mortgage solution for you. Constantly surveying the hundreds of mortgage lenders as well as anonymously testing their staff, we are always aware of the conditions of the home loan market as well as the lenders involved in it.

Best Lender For North Carolina Home Mortgage Loans

Unfortunately, the subprime mortgage crisis has caused dramatic changes in the lending climate. Many lending institutions have suffered tremendous losses and as a result have tightened their lending standards drastically. Whereas it used to be very, very easy to meet the requirements in order to get approved, it is now much more difficult with most lenders. When searching for a home mortgage loan in North Carolina, it is important to find one that not only offers the lowest rates, but also has not tightened lending standards to the point that only a tiny percentage of applicants will qualify. At the top of our list right now is ING DIRECT North Carolina Home Mortgage. They have the lowest rates, a free and easy online application, and they have not been severely hurt by the subprime mortgage crisis.  They are still approving the majority of applications for North Carolina home mortgage loans.

North Carolina Overview & Statistics

State Overview

North Carolina is located on the Atlantic Seaboard in the southeastern United States. North Carolina contains 100 counties and its capital is Raleigh.

North Carolina was one of the original Thirteen Colonies, originally known as Carolina. Joara, a native village near present-day Morganton, was the site in 1567 of Fort San Juan, the first Spanish colonial settlement in the interior of what became the United States. It was also the home of the first English colony in the Americas.

On May 20, 1861, North Carolina was the last of the Confederate states to secede from the Union. It was readmitted on July 4, 1868. The state was the location of the first successful controlled, powered and sustained heavier-than-air flight, by the Wright brothers, at Kill Devil Hills near Kitty Hawk in 1903. Today, it is a fast-growing state with an increasingly diverse economy and population. As of July 1, 2007, the population was estimated to be 9,061,032 (a 12% increase since April 1, 2000). Recognizing eight Native American tribes, North Carolina has the largest population of American Indians of any state east of the Mississippi.

According to the U.S. Census Bureau, as of 2006, North Carolina has an estimated population of 8,856,505, which is an increase of 184,046, or 2.1%, from the prior year and an increase of 810,014, or 10.0%, since the year 2000. This exceeds the rate of growth for the United States as a whole. The growth comprises a natural increase since the last census of 293,761 people (that is 749,959 births minus 456,198 deaths) and an increase due to net migration of 527,991 people into the state. Immigration from outside the United States resulted in a net increase of 180,986 people. Migration within the country produced a net increase of 347,005 people. Between 2005 and 2006, North Carolina passed New Jersey to become the 10th most populous state. The state's population reported as under 5 years old was 6.7%, 24.4% were under 18, and 12.0% were 65 or older. Females made up approximately 51% of the population.


North Carolina Home Mortgage Loan Resources

Listed below are a variety of resources relating to North Carolina home mortgage loans.

www.ncgov.com

North Carolina First Time Home Buyers Grants

North Carolina First Time Home Buyer Programs

Charlotte Home Mortgage

     Charlotte Home Mortgages

Raleigh Home Mortgage Loans

 

   
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