First Time Home Buyers
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New York

Home Mortgage Loans

Get The Lowest Interest Rate On
Home Mortgage Loans in New York.


It doesn't matter if you are a first time home buyer in New York, or trading up to a larger home, we work to find the best home loan solution for you. Constantly surveying the hundreds of mortgage lenders as well as anonymously testing their staff, we are always aware of the conditions of the home loan market as well as the lenders involved in it.

Best Lender For New York Home Loans

Unfortunately, the subprime mortgage crisis has caused dramatic changes in the lending climate. Many lending institutions have suffered tremendous losses and as a result have tightened their lending standards drastically. Whereas it used to be very, very easy to meet the requirements in order to get approved, it is now much more difficult with most lenders. When searching for a mortgage lender in New York, it is important to find one that not only offers the lowest rates, but also has not tightened lending standards to the point that only a tiny percentage of applicants will qualify. At the top of our list right now is your local credit union. They have the lowest rates, a free and easy online application, and they have not been severely hurt by the subprime mortgage crisis.  They are still approving the majority of applications.

New York Overview & Statistics

State Overview

New York is a state in the Mid-Atlantic and Northeastern regions of the United States, and is the country's third most populous state. It is bordered by Vermont, Massachusetts, Connecticut, New Jersey, and Pennsylvania, and shares a water border with Rhode Island as well as an international border with the Canadian provinces of Quebec and Ontario. New York is often referred to as New York State to distinguish it from New York City.


New York Home Mortgage Loan Resources

Listed below are a variety of resources relating to New York home mortgage loans.

New York First Time Home Buyers Grants

New York First Time Home Buyer Programs

New York City Home Loans

     New York City Home Mortgage

Rochester New York Home Loans

Yonkers New York Home Loans

Cheektowaga New York Home Loans

New Rochelle New York Home Loans

Schenectady New York Home Loans

Tonawanda New York Home Loans

Utica New York Home Loans

Hempstead New York Home Loans

Niagara Fall New York Home Loans

White Plains New York Home Loans

Levittown New York Home Loans

Irondequoit New York Home Loans

Troy New York Home Loans

Binghamton New York Home Loans

West Seneca New York Home Loans

Freeport New York Home Loans

West Babylon New York Home Loans

Hicksville New York Home Loans

East Meadow New York Home Loans

Valley Stream New York Home Loans

Commack New York Home Loans

Brighton New York Home Loans

Rome New York Home Loans

Coram New York Home Loans

New City New York Home Loans

North Tonawanda New York Home Loans

Elmont New York Home Loans

Central Islip New York Home Loans

Elmira New York Home Loans

Huntington Station New York Home Loans

Poughkeepsie New York Home Loans

Franklin Square New York Home Loans

Ithaca New York Home Loans

West Islip New York Home Loans

Deer Park New York Home Loans

Newburgh New York Home Loans

Port Chester New York Home Loans

Lindenhurst New York Home Loans

Holbrook New York Home Loans

Centereach New York Home Loans

www.newyorkfed.org

www.banking.state.ny.us

 


   
Housing Not Yet At Bottom
 Real Estate continues to lose value. One expert predicted the subprime financial crisis in 2008 and is now calling for an Economic Depression in 2011 -2012. Learn how he is helping others protect and greatly increase their wealth in spite of the financial crisis. Read more>>>

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