First Time Home Buyers


First Time Home Buyer Grants in Every State

Up To $10,000 Down Payment Assistance


Home Mortgage Center

Here are some very useful mortgage resources.

The first tool requested when it comes to mortgages is a mortgage loan payment calculator. Just visit the page above to quickly determine how much your mortgage loan payments will be.

Home Loan Application

It is important to find a lender with not only the lowest interest rates. Other factors to consider are application fees, approval rates, speed of closing, down payment options, and many other factors. We constantly survey mortgage lenders and rate them according to these and other criteria. Currently, several lenders are at the top of our list.

Mortgage: How Much Can I Afford to Borrow?

This is a common question for most home buyers. The above article explains in detail how much the average home buyer can afford to borrow based upon debt to income ratios.

Are Mortgage Rates Going Up?

This question is often asked. We update this page as conditions change. Check back often to learn which direction mortgage rates are headed.

Pre-Qualify for a Home Loan

The best way to shop for a house is with a prequalification letter in hand. This proves you are a serious buyer, and eases the seller's mind about your ability to actually complete the transaction. Getting pre-qualified puts you in a stronger position and will allow you additional bargaining power when negotiating a sales price.

Home Loans for Bad Credit

If you have bad credit, don't lose hope. Here's some information on getting home loans even with bad credit.

Todays Mortgage Rates Updated daily.

Bad Credit 2nd Mortgage

Many first time home buyers need a second mortgage for the purpose of using it for the down payment. It is possible to get a 2nd mortgage even with bad credit.

Credit Repair

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