First Time Home Buyers



Home Mortgage Loans

Get The Lowest Interest Rate On
Home Mortgage Loans in Michigan.

Whether you are a first time home buyer or trading up to a larger home, we work to find the best home loan solution for you. Constantly surveying the hundreds of mortgage lenders as well as anonymously testing their staff, we are always aware of the conditions of the home loan market as well as the lenders involved in it.

Best Lender For Michigan Home Loans

Unfortunately, the subprime mortgage crisis has caused dramatic changes in the lending climate. Many lending institutions have suffered tremendous losses and as a result have tightened their lending standards drastically. Whereas it used to be very, very easy to meet the requirements in order to get approved, it is now much more difficult with most lenders. When searching for a mortgage lender in Michigan, it is important to find one that not only offers the lowest rates, but also has not tightened lending standards to the point that only a tiny percentage of applicants will qualify. At the top of our list right now is your local credit union. They have the lowest rates, a free and easy online application, and they have not been severely hurt by the subprime mortgage crisis.  They are still approving the majority of applications.

Michigan Overview & Statistics

State Overview

Michigan is a Midwestern state of the United States of America, located in the east north central states, as defined by the United States Census Bureau. It was named after Lake Michigan, whose name is a French adaptation of the Ojibwe term mishigami, meaning "large water" or "large lake".

Bounded by four of the five Great Lakes, plus Lake Saint Clair, Michigan has the longest freshwater shoreline in the world. In 2005, Michigan ranked third for the number of registered recreational boats, behind California and Florida. A person in Michigan is never more than 85 miles from open Great Lakes water and is never more than six miles from a natural water source. The Great Lakes that border Michigan from east to west are Lake Erie, Lake Huron, Lake Michigan and Lake Superior.

Michigan is the only state to consist entirely of two peninsulas. The Lower Peninsula of Michigan, to which the name Michigan was originally applied, is sometimes dubbed "the mitten," owing to its shape. When asked where in Michigan one comes from, a resident of the Lower Peninsula may often point to the corresponding part of his or her hand. The Upper Peninsula (often referred to as The U.P.) is separated from the Lower Peninsula by the Straits of Mackinac, a five-mile-wide channel that joins Lake Huron to Lake Michigan. The Upper Peninsula (whose residents are often called "Yoopers") is economically important for tourism and natural resources.

Michigan Home Mortgage Loan Resources

Listed below are a variety of resources relating to Michigan home mortgage loans.

Michigan First Time Home Buyers Grants

Michigan First Time Home Buyer Programs

Detroit Michigan Home Loans

     Detroit Home Mortgage

Grand Rapids Michigan Home Loans

Flint Michigan Home Loans

Sterling Heights Michigan Home Loans

Lansing Michigan Home Loans

Ann Arbor Michigan Home Loans

Livonia Michigan Home Loans

Dearborn Michigan Home Loans

Westland Michigan Home Loans

Farmington Hills Michigan Home Loans

Southfield Michigan Home Loans

Kalamazoo Michigan Home Loans

Wyoming Michigan Home Loans

Rochester Hills Michigan Home Loans

Pontiac Michigan Home Loans

West Bloomfield Michigan Home Loans

St. Clair Shores Michigan Home Loans

Royal Oak Michigan Home Loans

Dearborn Heights Michigan Home Loans

Battle Creek Michigan Home Loans

Redford Michigan Home Loans

Novi Michigan Home Loans

East Lansing Michigan Home Loans

Kentwood Michigan Home Loans

Portage Michigan Home Loans

Muskegon Michigan Home Loans

Lincoln Park Michigan Home Loans

Eastpointe Michigan Home Loans


Housing Not Yet At Bottom
 Real Estate continues to lose value. One expert predicted the subprime financial crisis in 2008 and is now calling for an Economic Depression in 2011 -2012. Learn how he is helping others protect and greatly increase their wealth in spite of the financial crisis. Read more>>>

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