Fresno
Home Mortgage Loans
Get The Lowest Interest Rate On
Fresno Home Loans.
Whether you are a first time home buyer or
trading up to a larger home, we work to find the best Fresno home loan solution for
you. Constantly surveying the hundreds of mortgage lenders as well as
anonymously testing their staff, we are always aware of the conditions of the
home loan market as well as the lenders involved in it.
Best Lender For
Fresno Home Loans
Unfortunately, the subprime mortgage
crisis has caused dramatic changes in the lending climate. Many lending
institutions have suffered tremendous losses and as a result have
tightened their lending standards drastically. Whereas it used to be
very, very easy to meet the requirements in order to get approved, it is
now much more difficult with most lenders.
When searching for a mortgage lender
in Fresno, it is important to
find one that not only offers the lowest rates, but also has not
tightened lending standards to the point that only a tiny percentage of
applicants will qualify.
At the top of our list right now is ING DIRECT
Fresno Home Loan.
They have the lowest rates, a free and easy online application, and they have not been severely hurt by the subprime mortgage crisis.
They are still approving the majority of applications for Fresno home
loans.
Fresno California
Overview & Statistics
Fresno Overview
As of 2007, Fresno's population is 466,714 people. Since 2000, it has had a population growth of 9.13 percent.
The median home cost in Fresno is $280,400. Home appreciation the last year has been -5.55 percent.
Compared to the rest of the country, Fresno's cost of living is 3.61% Higher than the U.S. average.
Fresno public schools spend $5,452 per student. The average school expenditure in the U.S. is $6,058. There are about 21 students per teacher in Fresno.
The unemployment rate in Fresno is 7.70 percent (U.S. avg. is 4.60%). Recent job growth is Positive. Fresno jobs have Increased by 1.26 percent.
Fresno Climate
Fresno, CA, gets 11 inches of rain per year. The US average is 37. Snowfall is 0 inches. The average US city gets 25 inches of snow per year. The number of days with any measurable precipitation is 45.
On average, there are 271 sunny days per year in Fresno, CA. The July high is around 98 degrees. The January low is 38. Our comfort index, which is based on humidity during the hot months, is a 54 out of 100, where higher is more comfortable. The US average on the comfort index is 44.
Fresno Housing
The median home value in Fresno, CA, is $280,400. Home appreciation is -5.55% over the last year. The median age of Fresno, CA, real estate is 29 years.
Fresno, CA Apartments and Rentals
Renters make up 46.26% of the Fresno, CA, population. 5.95% of houses and apartments in Fresno, CA, are unoccupied (vacancy rate).
Fresno Crime
Fresno, CA, violent crime, on a scale from 1 (low crime) to 10, is 7. Violent crime is composed of four offenses: murder and non-negligent manslaughter, forcible rape, robbery, and aggravated assault. The US average is 3.
Fresno, CA, property crime, on a scale from 1 (low) to 10, is 7. Property crime includes the offenses of burglary, larceny-theft, motor vehicle theft, and arson. The object of the theft-type offenses is the taking of money or property, but there is no force or threat of force against the victims. The US average is 3.
Fresno Home Loan
Resources
Listed below are a variety of resources relating to Fresno home Loans:
www.fresno.gov
Fresno Real Estate Agents
California First Time Home
Buyers Grants
California First Time Home
Buyer Programs
Fresno Home Mortgage
California Home Loans
Read the most current news stories about
Fresno Home Loans.
Finally, you may want to visit
Mortgage Rates Predictions to find out if now is a good time to apply for a
Fresno Home Loan.
