First Time Home Buyer
Programs in South Dakota
Complete First Time Home Buyer Programs Available in South Dakota.
The state agency created by the legislature in South Dakota to offer first time home buyer programs is the South Dakota Housing Development Authority. Here is a summary of the current first time home buyer programs that are offered:
American Dream Downpayment Intiative (ADDI)
For complete details on these first time home
buyer programs available to South Dakota residents, visit the
South Dakota Housing
Development Authority website.
Best Lender For First Time Home Buyer Loans
Unfortunately, some lenders do not like to work with first time home buyers (due to not having a track record), and prefer instead to only provide mortgages to people who have previously owned a home.If you do not need help with the down payment and are not in need of any state program, search for a lender that has great rates, an easy online application, and welcome first time home buyers. Additionally find one that has not been as severely hurt by the subprime mortgage crisis and are still approving the majority of applications.
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