First Time Home Buyer

 Programs in Florida

Complete First Time Home Buyer Programs Available in Florida.

The state agency created by the legislature in Florida to offer first time home buyer programs is the Florida Department of Community Affairs. Here is a summary of the current first time home buyer programs that are offered:

Building Codes & Standards (FloridaBuilding.org)

Commuity Assistance Local Programs and Contacts List*
 

Community Development Block Grant Program | Training Opportunities
 

Community Development Block Grant Program Disaster Recovery Initiatives | Training Opportunities
 

Community Services Block Grant Program
 

Florida Communities Trust
 

The Governor's Front Porch Florida Initiative
 

Low-Income Home Energy Assistance Program
 

Special District Information Program (FloridaSpecialDistricts.org) | The Official List of Special Districts On-Line
 

Weatherization Assistance Program

For complete details on these first time home buyer programs available to Florida residents, visit the Florida Department of Community Affairs website.

Se also the First Time Home Buyer Grants page.

Best Lender For First Time Home Buyer Loans

Unfortunately, some lenders do not like to work with first time home buyers (due to not having a track record), and prefer instead to only provide mortgages to people who have previously owned a home. If you do not need help with the down payment and are not in need of any state program, but simply want to apply for a mortgage, we recommend  ING DIRECT Orange Mortgage They have great rates, an easy online application, and welcome first time home buyers. Additionally they have not been as severely hurt by the subprime mortgage crisis and are still approving the majority of applications.

Other First Time Home Buyer Programs & Resources