First Time Home Buyer

Grants in Tennessee

Complete Tennessee First Time Home Buyer Grant Information.

Are you thinking of buying your first home in Tennessee? Would you like a free gift of money to help you purchase that first home? If you answered yes to these two questions, there is great news for you. The state of Tennessee provides free money for its residents who are first time home buyers and need help with the down payment and closing costs. This money comes in the form of state grants. This is free money that shouldn't be passed up! The grant awards can be in the thousands of dollars. It will be well worth your time to educate yourself about the first time home buyer grant programs that the State of Tennessee provides.

Tennessee First Time Home Buyer Grants

The agency in Tennessee that provides assistance to first time home buyers is The Tennessee Housing Development Agency. There is one first time home buyer grant available, depending upon your income: American Dream Downpayment Initiative grant. First time home buyers can receive a $5,000 cash grant to use toward the down payment and closing costs. To keep the grant, you are required to remain in your home for 5 years. To find out more about this program, please visit the Tennessee Housing Development Agency website page specifically describing the grant program.

Writing the Perfect Grant Application

Located within this site is a large amount on information on where to find grant programs for first time home buyers in each state. However, it is beyond the scope of this website to teach our visitors how to write a perfect grant application. While it is important to find grant sources that are applicable to your situation, it is equally important to write a quality grant application that will win you grant money. For this reason we have worked out a special arrangement with The Grant Assistant to provide our visitors with a complete grant writing kit. This kit provides additional sources of agencies that provide grants (over 1,400 sources). It will also assist you in writing the perfect grant application. The information contained in this kit is priceless. We highly suggest you obtain this valuable resource if you are even remotely interested in obtaining cash grants. The kit is completely free and you only have to pay $1.97 for postage. For less than two dollars you can get complete information that could bring you a grant of ten, fifteen, or twenty thousand dollars. We can't stress highly enough how much value you receive for less than two dollars. Click here to get these CD's rushed to your home, or see the offer at the bottom of this page.

Federal First Time Home Buyer Grants

Besides the state programs, there are federal funds and grants available to first time home buyers in Tennessee through the Homes and Communities program of the United States Department of Housing and Urban Development. On their website you'll find complete grant information, application forms, description of available funds, as well as many other helpful tools.

Every potential first time home buyer should investigate what they have to offer. You can visit the website by going here: US Dept. of Housing and Urban Development. Also, there is a website that has a complete list of all grant programs available through the United States Federal Government: Grants.gov. First time home buyers should plan to spend the required time investigating to determine how many individual grants they may qualify for. You can visit the website by going to Grants.gov.

Other First Time Home Buyer Grants

There are also these local first time home buyer programs:

Chattanooga Neighborhood Enterprise Inc. Affordable Housing Assistance Program (423) 756-6201
Davidson County Home Ownership Metro Employee Program (HOME) (615) 780-7000
Hamblen County Area Housing Opportunities Committee Gift Program (GIFT) (423) 586-8421
Jackson Affordable Housing Community Development Corporations SMART To Live in Jackson Program (SMART) (731) 422-1366
Knoxville Community Development Corporation Home Ownership HOPE VI Program (HOPEVI) (865) 594-8800
Knoxville County Knox Housing Partnership Down Home (865) 637-1679
Memphis City-Wide Down Payment Assistance Program (CWDPA) (901) 576-7424

Return to First Time Home Buyer Grants page.

See also First Time Home Buyer Programs for other types of 1st Home Buying assistance.

This website provides complete state-by-state contact information for down payment grants. We suggest that you send for the free CD that takes you step by step through the application forms to ensure that you complete the grant applications properly.


How To Improve Your Family's Financial Health Free Debt help is available. No Cost, No Obligation Whatsoever.	Good Credit is More Important Than Ever. Get a free credit repair kit.$245.00 Value. Free Credit Repair Kit.