First Time Home Buyer

Grants in Ohio

Complete Ohio First Time Home Buyer Grant Information.

Are you thinking of buying your first home in Ohio? Would you like a free gift of money to help you purchase that first home? If you answered yes to these two questions, there is great news for you. The state of Ohio provides free money for its residents who are first time home buyers and need help with the down payment and closing costs. This money comes in the form of state grants. This is free money that shouldn't be passed up! The grant awards can be in the thousands of dollars. It will be well worth your time to educate yourself about the first time home buyer grant programs that the State of Ohio provides.

Ohio First Time Home Buyer Grants

The agency in Ohio that provides assistance to first time home buyers is the Ohio Housing Finance Agency. There are a variety of first time home buyer programs available, depending upon your income, but only one is an outright cash grant. To find out more about the grant and the various other programs you may qualify for, please visit the Ohio Housing Finance Agency website page specifically describing all the grant programs.

Writing the Perfect Grant Application

Located within this site is a large amount on information on where to find grant programs for first time home buyers in each state. However, it is beyond the scope of this website to teach our visitors how to write a perfect grant application. While it is important to find grant sources that are applicable to your situation, it is equally important to write a quality grant application that will win you grant money. For this reason we have worked out a special arrangement with The Grant Assistant to provide our visitors with a complete grant writing kit. This kit provides additional sources of agencies that provide grants (over 1,400 sources). It will also assist you in writing the perfect grant application. The information contained in this kit is priceless. We highly suggest you obtain this valuable resource if you are even remotely interested in obtaining cash grants. The kit is completely free and you only have to pay $1.97 for postage. For less than two dollars you can get complete information that could bring you a grant of ten, fifteen, or twenty thousand dollars. We can't stress highly enough how much value you receive for less than two dollars. Click here to get these CD's rushed to your home, or see the offer at the bottom of this page.

Federal First Time Home Buyer Grants

Besides the state programs, there are federal funds and grants available to first time home buyers in Ohio through the Homes and Communities program of the United States Department of Housing and Urban Development. On their website you'll find complete grant information, application forms, description of available funds, as well as many other helpful tools.

Every potential first time home buyer should investigate what they have to offer. You can visit the website by going here: US Dept. of Housing and Urban Development. Also, there is a website that has a complete list of all grant programs available through the United States Federal Government: Grants.gov. First time home buyers should plan to spend the required time investigating to determine how many individual grants they may qualify for. You can visit the website by going to Grants.gov.

Other First Time Home Buyer Grants

There are also these local first time home buyer programs:

Ashtabula County Community Housing Improvement First Time Homebuyers Assistance Program (FTHB) (440) 576-3853
Athens Home Ownership Made Easier Program (HOME) (740) 592-3342
Cincinnati Metropolitan Housing Authority Hope VI Subsidy (513) 977-5729
Cincinnati The Home Ownership Center of Greater Cincinnati Inc Empowerment Zone Down payment Assistance Program (DAP) (513) 961-2800
Cleveland Neighborhood Housing Services of Cleveland Inc Down payment Closing Cost Assistance Loan (DPCCAL) (216) 361-0516
Cleveland, Action to Support Housing Second Mortgage Assistance Program (SMAP) (216) 621-7350
Columbus School District Columbus Neighborhood Housing Servies Inc. Down payment Assistance Program (DAP) (614) 224-3603
Dayton Citywide Building Finance Corporation Neighborhood Lending Down Payment Assistance Program (NLDPAP) (937) 226-0457
East Cleveland Home Ownership Program (HOP) (216) 681-2404
Franklin County Columbus Housing Partnership Down Payment Assistance Program (614) 221-8889
Franklin County Down Payment Assistance Program (DPAP) (614) 221-8889
Hamilton County Greater Cincinnati Mortgage Counseling Service American Dream Accounts Programs (ADAP) (513) 948-8820
Hancock County First Time Home Buyer Grants Program (419) 424-7094
Kettering First Time Homebuyers Program (FTHP) (937) 296-2401
Lancaster Homebuyer Acquisition Assistance Program (HAAP) (740) 687-6663
Madison County Community Housing Improvement Program (CHIP) (614) 445-8373
Mansfield Homebuyer Assistance Program (HAP) (419) 755-9793
Massillon Homebuyer's Assistance Program (HAP) (330) 830-1717
Montgomery County - County Corp Lease Purchase Program (LPP) (937) 225-6328
Montgomery County - County Corp. Down payment Plus Program (DPP) (937) 225-6328
Morgan / Washington Counties Community Housing Improvement Program (CHIP) (740) 373-6623
Multi Counties Better Housing League of Greater Cincinnati/Ohio Trust Fund Gift Program (GIFT) (513) 721-6855
Multi Counties Rural Opportunities Inc First Time Homebuyer Program (FTHP) (330) 821-4740
Multi County Greater Cincinnati Mortgage Counseling Service Down payment Assistance Program (DAP) (513) 948-8820
Ohio North Fairmont Community Center Grant Program (513) 921-5842
Ohio Three Rivers Housing Corporation Down payment Assistance Program (DAP) (740) 797-7139
Shaker Heights Neighborhood Revitalization Department Funds for the Future of Shaker Heights Program (FFF) (216) 491-1330
Sidney Community Housing and Improvement Program (CHIP) (419) 352-7537
Springfield Home Purchase & Rehabilitation Incentive Program (937) 324-7368
Springfield Redevelopment Corp. Down payment Assistance Program (937) 322-4623
Van Wert County Homebuyer Assistance Program (419) 238-4544
Warren County First Time Homebuyers Assistance - Deferred Loan Program (DLP) (513) 695-1259
Youngstown Homebuyer Program (HP) (330) 744-0854

Return to First Time Home Buyer Grants page.

See also First Time Home Buyer Programs for other types of 1st Home Buying assistance.

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