First Time Home Buyer

Grants in Mississippi

Complete Mississippi First Time Home Buyer Grant Information.

Are you thinking of buying your first home in Mississippi? Would you like a free gift of money to help you purchase that first home? If you answered yes to these two questions, there is great news for you. The state of Mississippi provides free money for its residents who are first time home buyers and need help with the down payment and closing costs. This money comes in the form of state grants. This is free money that shouldn't be passed up! The grant awards can be in the thousands of dollars. It will be well worth your time to educate yourself about the first time home buyer grant programs that the State of Mississippi provides.

Mississippi First Time Home Buyer Grants

The agency in Mississippi that provides assistance to first time home buyers is The Mississippi Home Corporation. There is currently only one first time home buyer grant program available: Down Payment Assistance Program. You can receive up to 3% of the mortgage amount. The contact person for this program is Ruthie Bilal. To find out more about this program, please visit the Mississippi Home Corporation website. Because of technical quirks in the way that their website is created, we cannot provide with a direct link to the exact page that specifically describes this program. When you click on the link above, find the Homebuyers button in the middle of the page. Click that then click Downpayment Assistance and you will be taken to the page with appropriate information on the program.

Writing the Perfect Grant Application

Located within this site is a large amount on information on where to find grant programs for first time home buyers in each state. However, it is beyond the scope of this website to teach our visitors how to write a perfect grant application. While it is important to find grant sources that are applicable to your situation, it is equally important to write a quality grant application that will win you grant money. For this reason we have worked out a special arrangement with The Grant Assistant to provide our visitors with a complete grant writing kit. This kit provides additional sources of agencies that provide grants (over 1,400 sources). It will also assist you in writing the perfect grant application. The information contained in this kit is priceless. We highly suggest you obtain this valuable resource if you are even remotely interested in obtaining cash grants. The kit is completely free and you only have to pay $1.97 for postage. For less than two dollars you can get complete information that could bring you a grant of ten, fifteen, or twenty thousand dollars. We can't stress highly enough how much value you receive for less than two dollars. Click here to get these CD's rushed to your home, or see the offer at the bottom of this page.

Federal First Time Home Buyer Grants

Besides the state programs, there are federal funds and grants available to first time home buyers in Mississippi through the Homes and Communities program of the United States Department of Housing and Urban Development. On their website you'll find complete grant information, application forms, description of available funds, as well as many other helpful tools.

Every potential first time home buyer should investigate what they have to offer. You can visit the website by going here: US Dept. of Housing and Urban Development. Also, there is a website that has a complete list of all grant programs available through the United States Federal Government: Grants.gov. First time home buyers should plan to spend the required time investigating to determine how many individual grants they may qualify for. You can visit the website by going to Grants.gov.

Other First Time Home Buyer Grants

There are also these local first time home buyer programs:

Biloxi & Gulfport Gulf Coast Community Action Agency Inc HOME Grant (HG) (228) 896-1409
Biloxi PRIDE Homeownership Program (PRIDE) (228) 435-6280
MS Home Corporation. MHC administers 2 grant programs on behalf of the Dept. of Education and MS Development Authority. They are the Housing Assistance For Teachers (HAT). Up to a $6,000 Grant if they teach for a period of 3 years in a critical shortage public school district.
The other program is the household with someone that is permanently disabled. It's called Home of Your Own (HOYO). This a grant of up to $15,000 depending upon household income. MHC offers other programs for first-time buyers. Most are in the form of a second mortgage (3% of the loan amount, 10-year fixed rate) and then one program that offers a 3% Cash Advance and that is with the Mortgage Revenue Bond Program. (601) 718-4626
Newton First-Time Homebuyer Grant Program (GRANT) (601) 683-6181

Return to First Time Home Buyer Grants page.

See also First Time Home Buyer Programs for other types of assistance.

This website provides complete state-by-state contact information for down payment grants. We suggest that you send for the free CD that takes you step by step through the application forms to ensure that you complete the grant applications properly.


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