First Time Home Owners

Complete First Time Home

Owner Resources.

Everything you need to own your first home: Down Payment Assistance, Low-Interest Loans, Grants, and State by State Contact Information

As a potential first time home owner, our goal is to provide you with the information and resources necessary to give you the confidence and financial help needed to make the dream of owning your first home become a reality. There are literally dozens and dozens of programs available to the first time home owner.  We detail it all within the pages of this site, and provide complete contact information for you. We sincerely want you to be able to own your first home and enjoy all the fantastic benefits that come with it.

Grants for First Time Home Owners

As previously mentioned, most states have programs to help first time home owners with down payment and closing cost assistance. Sometimes this help is in the form of low-interest loans, and other times the help is an outright gift: grants. Depending upon how much you earn, you may qualify for a state or federal first time home owner grant. We highly recommend that you visit this section. For many first time home owners, grants are the deciding factor in being able to buy their first home. Please visit First Time Home Buyer Grants for all the details.

State Programs for First Time Home Owners

Almost every state has a first time home owner program. Most states provide educational courses that explain in detail all of the programs (including grants and low-interest loans) available to first time home owners. Programs vary from state to state and are described in detail at First Time Home Buyer Programs.

Best Lender for First Time Home Owners

Even though interest rates have not moved up significantly since reaching 40-year lows of a couple years ago, they are still a major cost factor in buying your first home. The lender that scored the highest in our comparison and analysis is ING. For more information go to First Time Home Buyer Loann.

Advice for First Time Home Owners

The more you study the home buying process, the more you will benefit from your knowledge, and the more likely you'll have a pleasant, hassle-free experience in buying your first home.  You'll find great insight at First Time Home Buyer Tips.

First Time Home Owner Guide

If you are looking for a complete guide that outlines the entire process of buying your first home please visit our First Time Home Buyer Guidede.

More Resources for First Time Home Owners

There are other resources available to first time home owners that aren't covered in other sections of this site. You'll find these in First Time Home Buyer Resources.