First Time Home Buyers
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Down Payment Assistance for

First Time Home Buyers


 First Time Home Buyer Down Payment Assistance
Programs Available in Every State.



Coming up with the money for a traditional down payment of 20% is often the largest hurdle facing first time home buyers. Fortunately, there is help available in the form of down payment assistance. Many states have set up agencies to provide special programs to help potential 1st time buyers overcome the obstacles in buying their first home. Listed below is a directory of state agencies that provide down payment assistance.



Many states offer outright cash grants for the down payment, while others will provide a low or zero interest loan to cover the down payment. For information about first time home buyer grants, we've organized all this state by state information in an easy to use format. Check out First Time Home Buyer Grants for more details.



Listed below is the information in each state which has related contact details for obtaining down payment assistance. In most instances, these down payment assistance programs make it possible for first time home buyers to afford a mortgage when they would not be able to do so the conventional way. In many states, the programs provide substantial or even total down payment assistance.

First Time Home Buyer Down Payment

Assistance



Alabama: The state of Alabama offers several first time home buyer down payment assistance programs through the Alabama Housing Finance Authority. For information on what is available, please visit Alabama First Time Home Buyer Down Payment Assistance.

Alaska: The state of Alaska offers several first time home buyer down payment assistance programs through the Alaska Housing Finance Corporation. For information on what is available, please visit Alaska First Time Home Buyer Down Payment Assistance.

Arizona: The state of Arizona offers several first time home buyer down payment assistance programs through the Arizona Department of Housing. For information on what is available, please go to Arizona First Time Home Buyer Down Payment Assistance.

Arkansas: The state of Arkansas offers several first time home buyer down payment assistance programs through the Arkansas Development Finance Authority. For information on what is available, please visit Arkansas First Time Home Buyer Down Payment Assistance.

California: The state of California offers one first time home buyer down payment assistance program through the California Housing Finance Agency. For information on the program details, please go to California First Time Home Buyer Down Payment Assistance.

Colorado: The state of Colorado offers only one first time home buyer down payment assistance program through the Colorado Housing Assistance Corporation. For information on its details, please go to Colorado First Time Home Buyer Down Payment Assistance.

Connecticut: The state of Connecticut offers one first time home buyer down payment assistance program through the Connecticut Department of Economic and Community Development. For information on the program details, please visit Connecticut First Time Home Buyer Down Payment Assistance.

Delaware: The state of Delaware offers a single first time home buyer down payment assistance program through the Delaware State Housing Authority. For information on the program details, please visit Delaware First Time Home Buyer Down Payment Assistance.

Florida: The state of Florida offers several first time home buyer down payment assistance programs through the Florida Department of Community Affairs. For information on these down payment assistance, please check out Florida First Time Home Buyer Down Payment Assistance.

Georgia: The state of Georgia offers several first time home buyer down payment assistance programs through the Georgia Department of Community Affairs. For details on these down payment assistance, please go to Georgia First Time Home Buyer Down Payment Assistance.

Hawaii: The state of Hawaii offers one first time home buyer down payment assistance program through the Department of Hawaii Home Lands. For information on the program details, please visit Hawaii First Time Home Buyer Down Payment Assistance.

Idaho: The state of Idaho offers two first time home buyer down payment assistance through the Idaho Housing and Finance Association. For details on these down payment assistance, please visit Idaho First Time Home Buyer Down Payment Assistance.

Illinois: The state of Illinois offers one first time home buyer down payment assistance program through the Illinois Housing Development Authority. For information on the program, please go to Illinois First Time Home Buyer Down Payment Assistance.

Indiana: The state of Indiana offers several first time home buyer down payment assistance programs through the Indiana Housing and Community Development Authority. For information on these down payment assistance, please visit Indiana First Time Home Buyer Down Payment Assistance.

Iowa: The state of Iowa offers many first time home buyer down payment assistance programs through the Iowa Finance Authority. For information on what is available to first time home buyers, please visit Iowa First Time Home Buyer Down Payment Assistance.

Kansas: The state of Kansas offers only one first time home buyer down payment assistance program through the Kansas Housing Resources Corporation. For details of the program, please go to Kansas First Time Home Buyer Down Payment Assistance.

Kentucky: The state of Kentucky offers several first time home buyer down payment assistance programs through the Kentucky Housing Corporation. For information on these down payment assistance, please go to Kentucky First Time Home Buyer Down Payment Assistance.

Louisiana: The state of Louisiana offers one first time home buyer down payment assistance program through the Acorn Housing Corporation. For details of the program, please visit Louisiana First Time Home Buyer Down Payment Assistance.

Maine: The state of Maine offers two first time home buyer down payment assistance options through the Maine State Housing Authority. For details on these down payment assistance, please visit Maine First Time Home Buyer Down Payment Assistance.

Maryland: The state of Maryland offers several first time home buyer down payment assistance programs through the Maryland Department of Housing and Community Development. For details on these down payment assistance, please go to Maryland First Time Home Buyer Down Payment Assistance.

Massachusetts: The state of Massachusetts offers a variety of first time home buyer down payment assistance programs through the Massachusetts Department of Housing and Community Development. For information on these down payment assistance, please go to Massachusetts First Time Home Buyer Down Payment Assistance.

Michigan: The state of Michigan offers only one first time home buyer down payment assistance program through the Michigan State Housing Development Authority. For details of the program, please visit Michigan First Time Home Buyer Down Payment Assistance.

Minnesota: The state of Minnesota offers several first time home buyer down payment assistance programs through the Minnesota Housing Finance Agency. For information on these down payment assistance, please go to Minnesota First Time Home Buyer Down Payment Assistance.

Mississippi: The state of Mississippi offers a variety of  first time home buyer down payment assistance programs through the Mississippi Home Corporation. For information on these down payment assistance, please visit Mississippi First Time Home Buyer Down Payment Assistance.

Missouri: The state of Missouri offers two first time home buyer down payment assistance programs through the Missouri Housing Development Commission. For details on these down payment assistance, please visit Missouri First Time Home Buyer Down Payment Assistance.

Montana: The state of Montana offers several first time home buyer down payment assistance programs through the Montana Department of Commerce, Housing Division. For details on these down payment assistance, please go to Montana First Time Home Buyer Down Payment Assistance.

Nebraska: The state of Nebraska offers several first time home buyer down payment assistance programs through the Nebraska Investment Finance Authority. For information on these down payment assistance, please visit the Nebraska First Time Home Buyer Down Payment Assistance page.

Nevada: The state of Nevada offers three first time home buyer down payment assistance programs through the Nevada Housing Division. For details, please go to Nevada First Time Home Buyer Down Payment Assistance.

New Hampshire: The state of New Hampshire offers several first time home buyer down payment assistance programs through New Hampshire Housing. For information on these down payment assistance, please go to New Hampshire First Time Home Buyer Down Payment Assistance.

New Jersey: The state of New Jersey offers several first time home buyer down payment assistance programs through New Jersey Housing and Mortgage Finance Agency. For information on these down payment assistance, please visit the New Jersey First Time Home Buyer Down Payment Assistance webpage.

New Mexico: The state of New Mexico offers several first time home buyer down payment assistance programs through the New Mexico Mortgage Finance Authority. For information on these down payment assistance, please visit New Mexico First Time Home Buyer Down Payment Assistance.

New York: The state of New York offers a variety of  first time home buyer down payment assistance programs through the  New York State Housing Finance Agency. For details on these down payment assistance, please go to the New York First Time Home Buyer Down Payment Assistance webpage.

North Carolina: The state of North Carolina offers several first time home buyer down payment assistance programs through the North Carolina Housing Finance Agency. For information on these down payment assistance, please visit the North Carolina First Time Home Buyer Down Payment Assistance webpage.

North Dakota: The state of North Dakota offers a multitude of first time home buyer down payment assistance options through the North Dakota Housing Finance Agency. For details on these down payment assistance, please go to North Dakota First Time Home Buyer Down Payment Assistance.

Ohio: The state of Ohio offers several first time home buyer down payment assistance programs through the Ohio Housing Finance Agency. For information on these down payment assistance, please visit the Ohio First Time Home Buyer Down Payment Assistance webpage.

Oklahoma: The state of Oklahoma offers a variety of  first time home buyer down payment assistance programs through the Oklahoma Housing Finance Agency. For details on these down payment assistance, please visit Oklahoma First Time Home Buyer Down Payment Assistance.

Oregon: The state of Oregon offers several first time home buyer down payment assistance programs through Oregon Housing and Community Service. For information on these down payment assistance, please visit the Oregon First Time Home Buyer Down Payment Assistance webpage.

Pennsylvania: The state of Pennsylvania offers several first time home buyer down payment assistance programs through the Pennsylvania Housing Finance Agency. For more details on these down payment assistance, please go to Pennsylvania First Time Home Buyer Down Payment Assistance.

South Carolina: The state of South Carolina offers a variety of first time home buyer down payment assistance programs through the South Carolina Housing Finance and Development Authority. For information on these down payment assistance, please visit the South Carolina First Time Home Buyer Down Payment Assistance webpage.

South Dakota: The state of South Dakota offers two first time home buyer down payment assistance programs through the South Dakota Housing Development Authority. For details on these down payment assistance, please visit South Dakota First Time Home Buyer Down Payment Assistance.

Tennessee: The state of Tennessee offers three first time home buyer down payment assistance programs through the Tennessee Housing Development Agency. For details on these down payment assistance, please go to the Tennessee First Time Home Buyer Down Payment Assistance webpage.

Texas: The state of Texas offers three first time home buyer down payment assistance programs through the Texas Department of Housing and Community Affairs. For details on these down payment assistance, please visit Texas First Time Home Buyer Down Payment Assistance.

Utah: The state of Utah offers two first time home buyer down payment assistance programs through the Utah Housing Corporation. For details on these two first time home buyer down payment assistance, please go to the Utah First Time Home Buyer Down Payment Assistance webpage.

Vermont: The state of Vermont offers two first time home buyer down payment assistance programs through the Vermont Housing Finance Agency. For details on these two first time home buyer down payment assistance, please visit Vermont First Time Home Buyer Down Payment Assistance.

Virginia: The state of Virginia offers a variety of first time home buyer down payment assistance programs through the Virginia Housing Development Authority. For information on these down payment assistance, please visit the Virginia First Time Home Buyer Down Payment Assistance webpage.

Washington: The state of Washington offers several first time home buyer down payment assistance programs through the Washington State Housing Finance Commission. For more details on these down payment assistance, please go to Washington First Time Home Buyer Down Payment Assistance.

Wisconsin: The state of Wisconsin offers several first time home buyer down payment assistance programs through the Wisconsin Housing and Economic Development Authority. For more information on the various first time home buyer down payment assistance available, please visit the Wisconsin First Time Home Buyer Down Payment Assistance webpage.

Wyoming: The state of Wyoming offers several first time home buyer down payment assistance programs through the Wyoming Community Development Authority. For more information on these down payment assistance, please go to Wyoming First Time Home Buyer Down Payment Assistance.


   
This website provides complete state-by-state contact information for down payment grants. We suggest that you send for the free CD that takes you step by step through the application forms to ensure that you complete the grant applications properly.


   

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