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College Station

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Whether you are a first time home buyer or trading up to a larger home, we work to find the best home loan solution for you. Constantly surveying the hundreds of mortgage lenders as well as anonymously testing their staff, we are always aware of the conditions of the home loan market as well as the lenders involved in it.

Best Lender For College Station Home Loans

Unfortunately, the subprime mortgage crisis has caused dramatic changes in the lending climate. Many lending institutions have suffered tremendous losses and as a result have tightened their lending standards drastically. Whereas it used to be very, very easy to meet the requirements in order to get approved, it is now much more difficult with most lenders. When searching for a mortgage lender in College Station, it is important to find one that not only offers the lowest rates, but also has not tightened lending standards to the point that only a tiny percentage of applicants will qualify. At the top of our list right now is ING DIRECT Orange Mortgage. They have the lowest rates, a free and easy online application, and they have not been severely hurt by the subprime mortgage crisis.  They are still approving the majority of applications.

College Station Texas Overview & Statistics

College Station Overview

As of 2007, College Station's population is 74,125 people. Since 2000, it has had a population growth of 9.18 percent.

The median home cost in College Station is $175,000. Home appreciation the last year has been 4.11 percent.

Compared to the rest of the country, College Station's cost of living is 23.45% Lower than the U.S. average.

College Station public schools spend $4,970 per student. The average school expenditure in the U.S. is $6,058. There are about 15 students per teacher in College Station.

The unemployment rate in College Station is 3.10 percent (U.S. avg. is 4.60%). Recent job growth is Negative. College Station jobs have Decreased by 0.42 percent.

College Station Climate

College Station, TX, gets 40 inches of rain per year. The US average is 37. Snowfall is 0 inches. The average US city gets 25 inches of snow per year. The number of days with any measurable precipitation is 86.

On average, there are 209 sunny days per year in College Station, TX. The July high is around 95 degrees. The January low is 40. Our comfort index, which is based on humidity during the hot months, is a 22 out of 100, where higher is more comfortable. The US average on the comfort index is 44.

College Station Housing

The median home value in College Station, TX, is $175,000. Home appreciation is 4.11% over the last year. The median age of College Station, TX, real estate is 18 years.

College Station, TX Apartments and Rentals

Renters make up 62.51% of the College Station, TX, population. 5.20% of houses and apartments in College Station, TX, are unoccupied (vacancy rate).

College Station Crime

College Station, TX, violent crime, on a scale from 1 (low crime) to 10, is 3. Violent crime is composed of four offenses: murder and non-negligent manslaughter, forcible rape, robbery, and aggravated assault. The US average is 3.

College Station, TX, property crime, on a scale from 1 (low) to 10, is 5. Property crime includes the offenses of burglary, larceny-theft, motor vehicle theft, and arson. The object of the theft-type offenses is the taking of money or property, but there is no force or threat of force against the victims. The US average is 3.

For related resources please visit:

www.cstx.gov

College Station Real Estate Agents

Texas First Time Home Buyers Grants

Texas First Time Home Buyer Programs

Texas Home Loans

 


   
Warning! Depression 2010
 Real Estate continues to lose value. One expert predicted the subprime financial crisis in 2008 and is now calling for a Depression in 2010. Learn how he is helping others protect and greatly increase their wealth in spite of the financial crisis. Read more>>>
   


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