Home Mortgage Loans
Get The Lowest Interest Rate On
Home Mortgage Loans in Arizona.
Whether you are a first time home buyer or
trading up to a larger home, we work to find the best Arizona home mortgage
solution for you. Constantly surveying the hundreds of mortgage lenders as well
as anonymously testing their staff, we are always aware of the conditions of the
home loan market as well as the lenders involved in it.
Best Lender For Arizona
Home Mortgage Loans
Unfortunately, the subprime mortgage
crisis has caused dramatic changes in the lending climate. Many lending
institutions have suffered tremendous losses and as a result have
tightened their lending standards drastically. Whereas it used to be
very, very easy to meet the requirements in order to get approved, it is
now much more difficult with most lenders.
When searching for a home mortgage loan in Arizona, it is
important to find one that not only offers the lowest rates, but also
has not tightened lending standards to the point that only a tiny
percentage of applicants will qualify.
At the top of our list right now is ING
DIRECT Arizona Home Mortgage. They have the lowest rates, a free and
easy online application, and they have not been severely hurt by the
subprime mortgage crisis. They are still approving the majority of
applications for Arizona home mortgage loans.
Arizona Overview & Statistics
Arizona is located in the southwestern region of
the United States. The capital and largest city is Phoenix. The
five next largest cities are Tucson, Mesa, Chandler, Glendale,
and Scottsdale. Arizona was the 48th and last of the contiguous
states admitted to the Union on February 14, 1912. Arizona is
noted for its desert climate, exceptionally hot summers, and
mild winters, but the high country in the north features pine
forests and mountain ranges with cooler weather than the lower
deserts. New population figures for the year ending July 1, 2006
indicate that Arizona was at that time the fastest growing state
in the United States, exceeding the growth of the previous
Arizona is one of the Four Corners states. It borders New
Mexico, Utah, Nevada, California, touches Colorado, and has a
389-mile international border with the states of Sonora and Baja
California in Mexico. In addition to the Grand Canyon, many
other national forests, parks, monuments, and Indian
reservations are located in the state.
Like other states of the Southwest, Arizona has an abundance of
topographical characteristics in addition to its desert climate.
More than half of the state features mountains and plateaus and
contains the largest stand of Ponderosa pine in the world. The
Mogollon Rim, a 2,000-foot escarpment, cuts across the central
section of the state and marks the southwestern edge of the
Colorado Plateau, where the state experienced its worst forest
fire ever in 2002. Arizona belongs firmly within the Basin and
Range region of North America. The region was shaped by
prehistoric volcanism, followed by a cooling-off and related
subsidence. The entire region is slowly sinking.
The Grand Canyon is a colorful, steep-sided gorge, carved by the
Colorado River, in northern Arizona. The canyon is one of the
seven natural wonders of the world and is largely contained in
the Grand Canyon National Park—one of the first national parks
in the United States. President Theodore Roosevelt was a major
proponent of designating the Grand Canyon area, visiting on
numerous occasions to hunt mountain lion and enjoy the scenery.
The Canyon was created by the Colorado River cutting a channel
over millions of years, and is about 277 miles long, ranges in
width from 4 to 18 miles and attains a depth of more than 1
Arizona Home Mortgage
Listed below are a variety of resources relating
to Arizona home mortgage loans.
Time Home Buyers Grants
Time Home Buyer Programs
Phoenix Home Loans
Phoenix Home Mortgage
Tucson Home Mortgage Loan
Tucson Home Mortgage
Glendale Home Mortgage
Gilbert Home Mortgage
Mesa Home Mortgage Loans
Mesa Home Mortgage