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Whether you are a first time home buyer in aransas pass or trading up to a larger home, we work to find the best home loan solution for you. Constantly surveying the hundreds of mortgage lenders as well as anonymously testing their staff, we are always aware of the conditions of the home loan market as well as the lenders involved in it.

Best Lender For Aransas Pass Home Loans

Unfortunately, the subprime mortgage crisis has caused dramatic changes in the lending climate. Many lending institutions have suffered tremendous losses and as a result have tightened their lending standards drastically. Whereas it used to be very, very easy to meet the requirements in order to get approved, it is now much more difficult with most lenders. When searching for a mortgage lender in Aransas Pass, it is important to find one that not only offers the lowest rates, but also has not tightened lending standards to the point that only a tiny percentage of applicants will qualify. At the top of our list right now is ING DIRECT Orange Mortgage. They have the lowest rates, a free and easy online application, and they have not been severely hurt by the subprime mortgage crisis.  They are still approving the majority of applications.

Aransas Pass Texas Overview & Statistics

Aransas Pass Overview

As of 2007, Aransas Pass's population is 8,960 people. Since 2000, it has had a population growth of 10.10 percent.

The median home cost in Aransas Pass is $165,000. Home appreciation the last year has been 10.74 percent.

Compared to the rest of the country, Aransas Pass's cost of living is 24.64% Lower than the U.S. average.

Aransas Pass public schools spend $5,511 per student. The average school expenditure in the U.S. is $6,058. There are about 14 students per teacher in Aransas Pass.

The unemployment rate in Aransas Pass is 4.40 percent(U.S. avg. is 4.60%). Recent job growth is Positive. Aransas Pass jobs have Increased by 1.28 percent.

Aransas Pass Climate

Aransas Pass, TX, gets 33 inches of rain per year. The US average is 37. Snowfall is 0 inches. The average US city gets 25 inches of snow per year. The number of days with any measurable precipitation is 58.

On average, there are 220 sunny days per year in Aransas Pass, TX. The July high is around 89 degrees. The January low is 51. Our comfort index, which is based on humidity during the hot months, is a 29 out of 100, where higher is more comfortable. The US average on the comfort index is 44.

Aransas Pass Housing

The median home value in Aransas Pass, TX, is $165,000. Home appreciation is 10.74% over the last year. The median age of Aransas Pass, TX, real estate is 31 years.

Aransas Pass, TX Apartments and Rentals

Renters make up 31.61% of the Aransas Pass, TX, population. 15.37% of houses and apartments in Aransas Pass, TX, are unoccupied (vacancy rate).

Aransas Pass Crime

Aransas Pass, TX, violent crime, on a scale from 1 (low crime) to 10, is 5. Violent crime is composed of four offenses: murder and nonnegligent manslaughter, forcible rape, robbery, and aggravated assault. The US average is 3.

Aransas Pass, TX, property crime, on a scale from 1 (low) to 10, is 6. Property crime includes the offenses of burglary, larceny-theft, motor vehicle theft, and arson. The object of the theft-type offenses is the taking of money or property, but there is no force or threat of force against the victims. The US average is 3.

For related resources see also:

Aransas Pass Real Estate Agents

Texas First Time Home Buyers Grants

Texas First Time Home Buyer Programs

Texas Home Loans

 


   
Warning! Depression 2010
 Real Estate continues to lose value. One expert predicted the subprime financial crisis in 2008 and is now calling for a Depression in 2010. Learn how he is helping others protect and greatly increase their wealth in spite of the financial crisis. Read more>>>
   


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