Apple Valley

Home Loans

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Apple Valley Home Loans.

Whether you are a first time home buyer or trading up to a larger home in Apple Valley, we work to find the best home loan solution for you. Constantly surveying the hundreds of mortgage lenders as well as anonymously testing their staff, we are always aware of the conditions of the home loan market as well as the lenders involved in it.

Best Lender For Apple Valley Home Loans

Unfortunately, the subprime mortgage crisis has caused dramatic changes in the lending climate. Many lending institutions have suffered tremendous losses and as a result have tightened their lending standards drastically. Whereas it used to be very, very easy to meet the requirements in order to get approved, it is now much more difficult with most lenders. When searching for a mortgage lender in Apple Valley, it is important to find one that not only offers the lowest rates, but also has not tightened lending standards to the point that only a tiny percentage of applicants will qualify. At the top of our list right now is ING DIRECT Orange Mortgage. They have the lowest rates, a free and easy online application, and they have not been severely hurt by the subprime mortgage crisis.  They are still approving the majority of applications.

Apple Valley California Overview & Statistics

Apple Valley Overview

As of 2007, Apple Valley's population is 68,886 people. Since 2000, it has had a population growth of 27.00 percent.

The median home cost in Apple Valley is $337,000. Home appreciation the last year has been -6.47 percent.

Compared to the rest of the country, Apple Valley's cost of living is 8.78% Higher than the U.S. average.

Apple Valley public schools spend $4,315 per student. The average school expenditure in the U.S. is $6,058. There are about 20 students per teacher in Apple Valley.

The unemployment rate in Apple Valley is 5.50 percent(U.S. avg. is 4.60%). Recent job growth is Positive. Apple Valley jobs have Increased by 3.06 percent.

Apple Valley Climate

Apple Valley, CA, gets 5 inches of rain per year. The US average is 37. Snowfall is 0 inches. The average US city gets 25 inches of snow per year. The number of days with any measurable precipitation is 21.

On average, there are 283 sunny days per year in Apple Valley, CA. The July high is around 98 degrees. The January low is 30. Our comfort index, which is based on humidity during the hot months, is a 26 out of 100, where higher is more comfortable. The US average on the comfort index is 44.

Apple Valley Housing

The median home value in Apple Valley, CA, is $337,000. Home appreciation is -6.47% over the last year. The median age of Apple Valley, CA, real estate is 20 years.

Apple Valley, CA Apartments and Rentals

Renters make up 27.94% of the Apple Valley, CA, population. 8.03% of houses and apartments in Apple Valley, CA, are unoccupied (vacancy rate).

Apple Valley Crime

Apple Valley, CA, violent crime, on a scale from 1 (low crime) to 10, is 5. Violent crime is composed of four offenses: murder and nonnegligent manslaughter, forcible rape, robbery, and aggravated assault. The US average is 3.

Apple Valley, CA, property crime, on a scale from 1 (low) to 10, is 5. Property crime includes the offenses of burglary, larceny-theft, motor vehicle theft, and arson. The object of the theft-type offenses is the taking of money or property, but there is no force or threat of force against the victims. The US average is 3.