Amador City

Home Loans

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Amador City Home Loans.

Whether you are a first time home buyer or trading up to a larger home in Amador City, we work to find the best home loan solution for you. Constantly surveying the hundreds of mortgage lenders as well as anonymously testing their staff, we are always aware of the conditions of the home loan market as well as the lenders involved in it.

Best Lender For Amador City Home Loans

Unfortunately, the subprime mortgage crisis has caused dramatic changes in the lending climate. Many lending institutions have suffered tremendous losses and as a result have tightened their lending standards drastically. Whereas it used to be very, very easy to meet the requirements in order to get approved, it is now much more difficult with most lenders. When searching for a mortgage lender in Amador City, it is important to find one that not only offers the lowest rates, but also has not tightened lending standards to the point that only a tiny percentage of applicants will qualify. At the top of our list right now is ING DIRECT Orange Mortgage. They have the lowest rates, a free and easy online application, and they have not been severely hurt by the subprime mortgage crisis.  They are still approving the majority of applications.

Amador City California Overview & Statistics

Amador City Overview

As of 2007, Amador City's population is 218 people. Since 2000, it has had a population growth of 11.22 percent.

The median home cost in Amador City is $550,000. Home appreciation the last year has been -3.78 percent.

Compared to the rest of the country, Amador City's cost of living is 33.15% Higher than the U.S. average.

Amador City public schools spend $4,770 per student. The average school expenditure in the U.S. is $6,058. There are about 21 students per teacher in Amador City.

The unemployment rate in Amador City is 5.60 percent(U.S. avg. is 4.60%). Recent job growth is Positive. Amador City jobs have Increased by 1.93 percent.

Amador City Climate

Amador City, CA, gets 29 inches of rain per year. The US average is 37. Snowfall is 1 inches. The average US city gets 25 inches of snow per year. The number of days with any measurable precipitation is 63.

On average, there are 262 sunny days per year in Amador City, CA. The July high is around 97 degrees. The January low is 34. Our comfort index, which is based on humidity during the hot months, is a 52 out of 100, where higher is more comfortable. The US average on the comfort index is 44.

Amador City Housing

The median home value in Amador City, CA, is $550,000. Home appreciation is -3.78% over the last year. The median age of Amador City, CA, real estate is 25 years.

Amador City, CA Apartments and Rentals

Renters make up 30.75% of the Amador City, CA, population. 6.18% of houses and apartments in Amador City, CA, are unoccupied (vacancy rate).

Amador City Crime

Amador City, CA, violent crime, on a scale from 1 (low crime) to 10, is 2. Violent crime is composed of four offenses: murder and nonnegligent manslaughter, forcible rape, robbery, and aggravated assault. The US average is 3.

Amador City, CA, property crime, on a scale from 1 (low) to 10, is 3. Property crime includes the offenses of burglary, larceny-theft, motor vehicle theft, and arson. The object of the theft-type offenses is the taking of money or property, but there is no force or threat of force against the victims. The US average is 3.