Aliso Viejo

Home Loans

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Aliso Viejo Home Loans.

Whether you are a first time home buyer or trading up to a larger home in Aliso Viejo, we work to find the best home loan solution for you. Constantly surveying the hundreds of mortgage lenders as well as anonymously testing their staff, we are always aware of the conditions of the home loan market as well as the lenders involved in it.

Best Lender For Aliso Viejo Home Loans

Unfortunately, the subprime mortgage crisis has caused dramatic changes in the lending climate. Many lending institutions have suffered tremendous losses and as a result have tightened their lending standards drastically. Whereas it used to be very, very easy to meet the requirements in order to get approved, it is now much more difficult with most lenders. When searching for a mortgage lender in Aliso Viejo, it is important to find one that not only offers the lowest rates, but also has not tightened lending standards to the point that only a tiny percentage of applicants will qualify. At the top of our list right now is ING DIRECT Orange Mortgage. They have the lowest rates, a free and easy online application, and they have not been severely hurt by the subprime mortgage crisis.  They are still approving the majority of applications.

Aliso Viejo California Overview & Statistics

Aliso Viejo Overview

As of 2007, Aliso Viejo's population is 41,489 people. Since 2000, it has had a population growth of 3.29 percent.

The median home cost in Aliso Viejo is $820,600. Home appreciation the last year has been -3.07 percent.

Compared to the rest of the country, Aliso Viejo's cost of living is 61.99% Higher than the U.S. average.

Aliso Viejo public schools spend $5,169 per student. The average school expenditure in the U.S. is $6,058. There are about 22 students per teacher in Aliso Viejo.

The unemployment rate in Aliso Viejo is 1.80 percent(U.S. avg. is 4.60%). Recent job growth is Positive. Aliso Viejo jobs have Increased by 0.78 percent.

Aliso Viejo Climate

Aliso Viejo, CA, gets 13 inches of rain per year. The US average is 37. Snowfall is 0 inches. The average US city gets 25 inches of snow per year. The number of days with any measurable precipitation is 35.

On average, there are 281 sunny days per year in Aliso Viejo, CA. The July high is around 76 degrees. The January low is 43. Our comfort index, which is based on humidity during the hot months, is a 55 out of 100, where higher is more comfortable. The US average on the comfort index is 44.

Aliso Viejo Housing

The median home value in Aliso Viejo, CA, is $820,600. Home appreciation is -3.07% over the last year. The median age of Aliso Viejo, CA, real estate is 11 years.

Aliso Viejo, CA Apartments and Rentals

Renters make up 33.63% of the Aliso Viejo, CA, population. 2.75% of houses and apartments in Aliso Viejo, CA, are unoccupied (vacancy rate).

Aliso Viejo Crime

Aliso Viejo, CA, violent crime, on a scale from 1 (low crime) to 10, is 2. Violent crime is composed of four offenses: murder and nonnegligent manslaughter, forcible rape, robbery, and aggravated assault. The US average is 3.

Aliso Viejo, CA, property crime, on a scale from 1 (low) to 10, is 1. Property crime includes the offenses of burglary, larceny-theft, motor vehicle theft, and arson. The object of the theft-type offenses is the taking of money or property, but there is no force or threat of force against the victims. The US average is 3.